9798903338658 - indexed universal life insurance de ramos, robert (12 resultados)
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Librería: GreatBookPrices, Columbia, MD, Estados Unidos de AmericaGreatBookPrices
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EUR 15,57
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Condición: New.
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Librería: California Books, Miami, FL, Estados Unidos de AmericaCalifornia Books
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EUR 17,96
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Condición: New.
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Librería: PBShop.store US, Wood Dale, IL, Estados Unidos de AmericaPBShop.store US
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EUR 18,98
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PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000.
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Librería: GreatBookPrices, Columbia, MD, Estados Unidos de AmericaGreatBookPrices
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EUR 17,07
Envío por EUR 2,30Se envía dentro de Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
Condición: As New. Unread book in perfect condition.
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Librería: PBShop.store UK, Fairford, GLOS, Reino UnidoPBShop.store UK
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EUR 18,41
Envío por EUR 3,84Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000.
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Librería: GreatBookPricesUK, Woodford Green, Reino UnidoGreatBookPricesUK
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EUR 18,39
Envío por EUR 17,49Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
Condición: New.
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Librería: GreatBookPricesUK, Woodford Green, Reino UnidoGreatBookPricesUK
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EUR 19,30
Envío por EUR 17,49Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
Condición: As New. Unread book in perfect condition.
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Librería: Grand Eagle Retail, Bensenville, IL, Estados Unidos de AmericaGrand Eagle Retail
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EUR 17,95
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Paperback. Condición: new. Paperback. Indexed Universal Life Insurance (IUL) is everywhere-social media clips, ads, and polished "kitchen table" presentations promising family protection, wealth growth, and "tax-free retirement income" in one plan. That pitch can be persuasive, especially for busy families who want to do the rig…ht thing but don't have time to decode illustrations, fine print, and industry jargon. Indexed Universal Life Insurance: IUL-The Real Story is a fast, plain-English guide for consumers who want clarity before they buy-or before they keep paying into a policy they already own.Drawing on decades of real-world experience, author Robert Ramos focuses on what buyers most often say were rushed or glossed over: fees and policy charges, surrender periods, cap and participation rates, withdrawal vs. loan mechanics, illustrated vs. guaranteed values, and the long-term impact of rising insurance costs. He explains what an IUL actually is-a life insurance contract with a death benefit and a cash-value component linked to an external index (not directly invested in the market)-then shows how marketing comparisons can be stacked to make alternatives look inferior and what an apples-to-apples comparison should include. The book functions like a practical workbook, repeatedly directing you to the pages in your illustration or policy that matter most and showing you where your premium goes: how much is consumed by charges versus what reaches cash value, and which warning signs to monitor over time.Who is it for? Anyone seeing IUL content online and wanting a reality check, current policyholders who want to confirm their policy is structured as intended, couples balancing protection, debt, savings, and retirement goals, and entrepreneurs considering coverage for business needs. Ramos' tone is candid but practical: the issue isn't "insurers vs. consumers," it's the gap between what many people think they bought and what the paperwork actually says. By the end you'll understand key tradeoffs (account value vs. surrender value, why a "0% floor" doesn't mean "0% cost," and how loans can reduce net death benefit if unmanaged) and you'll be ready for your next conversation-with an agent, CPA, or advisor-with informed questions, realistic expectations, and the confidence to insist on transparency. In a world of financial sound bites, this book offers something more valuable than a pitch: clarity. IUL-The Real Story: A plain-English guide to Indexed Universal Life (IUL) that cuts through hype, explains costs and mechanics, and teaches you what to check in your illustration so you can buy, keep, or exit wisely. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.
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Librería: AussieBookSeller, Truganina, VIC, AustraliaAussieBookSeller
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 29,43
Envío por EUR 32,27Se envía de Australia a Estados Unidos de AmericaCantidad disponible: 1 disponibles
Paperback. Condición: new. Paperback. Indexed Universal Life Insurance (IUL) is everywhere-social media clips, ads, and polished "kitchen table" presentations promising family protection, wealth growth, and "tax-free retirement income" in one plan. That pitch can be persuasive, especially for busy families who want to do the rig…ht thing but don't have time to decode illustrations, fine print, and industry jargon. Indexed Universal Life Insurance: IUL-The Real Story is a fast, plain-English guide for consumers who want clarity before they buy-or before they keep paying into a policy they already own.Drawing on decades of real-world experience, author Robert Ramos focuses on what buyers most often say were rushed or glossed over: fees and policy charges, surrender periods, cap and participation rates, withdrawal vs. loan mechanics, illustrated vs. guaranteed values, and the long-term impact of rising insurance costs. He explains what an IUL actually is-a life insurance contract with a death benefit and a cash-value component linked to an external index (not directly invested in the market)-then shows how marketing comparisons can be stacked to make alternatives look inferior and what an apples-to-apples comparison should include. The book functions like a practical workbook, repeatedly directing you to the pages in your illustration or policy that matter most and showing you where your premium goes: how much is consumed by charges versus what reaches cash value, and which warning signs to monitor over time.Who is it for? Anyone seeing IUL content online and wanting a reality check, current policyholders who want to confirm their policy is structured as intended, couples balancing protection, debt, savings, and retirement goals, and entrepreneurs considering coverage for business needs. Ramos' tone is candid but practical: the issue isn't "insurers vs. consumers," it's the gap between what many people think they bought and what the paperwork actually says. By the end you'll understand key tradeoffs (account value vs. surrender value, why a "0% floor" doesn't mean "0% cost," and how loans can reduce net death benefit if unmanaged) and you'll be ready for your next conversation-with an agent, CPA, or advisor-with informed questions, realistic expectations, and the confidence to insist on transparency. In a world of financial sound bites, this book offers something more valuable than a pitch: clarity. IUL-The Real Story: A plain-English guide to Indexed Universal Life (IUL) that cuts through hype, explains costs and mechanics, and teaches you what to check in your illustration so you can buy, keep, or exit wisely. This item is printed on demand. Shipping may be from our Sydney, NSW warehouse or from our UK or US warehouse, depending on stock availability.
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Librería: CitiRetail, Stevenage, Reino UnidoCitiRetail
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 22,19
Envío por EUR 43,13Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: 1 disponibles
Paperback. Condición: new. Paperback. Indexed Universal Life Insurance (IUL) is everywhere-social media clips, ads, and polished "kitchen table" presentations promising family protection, wealth growth, and "tax-free retirement income" in one plan. That pitch can be persuasive, especially for busy families who want to do the rig…ht thing but don't have time to decode illustrations, fine print, and industry jargon. Indexed Universal Life Insurance: IUL-The Real Story is a fast, plain-English guide for consumers who want clarity before they buy-or before they keep paying into a policy they already own.Drawing on decades of real-world experience, author Robert Ramos focuses on what buyers most often say were rushed or glossed over: fees and policy charges, surrender periods, cap and participation rates, withdrawal vs. loan mechanics, illustrated vs. guaranteed values, and the long-term impact of rising insurance costs. He explains what an IUL actually is-a life insurance contract with a death benefit and a cash-value component linked to an external index (not directly invested in the market)-then shows how marketing comparisons can be stacked to make alternatives look inferior and what an apples-to-apples comparison should include. The book functions like a practical workbook, repeatedly directing you to the pages in your illustration or policy that matter most and showing you where your premium goes: how much is consumed by charges versus what reaches cash value, and which warning signs to monitor over time.Who is it for? Anyone seeing IUL content online and wanting a reality check, current policyholders who want to confirm their policy is structured as intended, couples balancing protection, debt, savings, and retirement goals, and entrepreneurs considering coverage for business needs. Ramos' tone is candid but practical: the issue isn't "insurers vs. consumers," it's the gap between what many people think they bought and what the paperwork actually says. By the end you'll understand key tradeoffs (account value vs. surrender value, why a "0% floor" doesn't mean "0% cost," and how loans can reduce net death benefit if unmanaged) and you'll be ready for your next conversation-with an agent, CPA, or advisor-with informed questions, realistic expectations, and the confidence to insist on transparency. In a world of financial sound bites, this book offers something more valuable than a pitch: clarity. IUL-The Real Story: A plain-English guide to Indexed Universal Life (IUL) that cuts through hype, explains costs and mechanics, and teaches you what to check in your illustration so you can buy, keep, or exit wisely. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.
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Librería: AHA-BUCH GmbH, Einbeck, AlemaniaAHA-BUCH GmbH
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 21,58
Envío por EUR 60,65Se envía de Alemania a Estados Unidos de AmericaCantidad disponible: 2 disponibles
Taschenbuch. Condición: Neu. nach der Bestellung gedruckt Neuware - Printed after ordering - Indexed Universal Life Insurance (IUL) is everywhere-social media clips, ads, and polished 'kitchen table' presentations promising family protection, wealth growth, and 'tax¿free retirement income' in one plan. That pitch can be persuasi…ve, especially for busy families who want to do the right thing but don't have time to decode illustrations, fine print, and industry jargon. Indexed Universal Life Insurance: IUL-The Real Story is a fast, plain¿English guide for consumers who want clarity before they buy-or before they keep paying into a policy they already own.Drawing on decades of real-world experience, author Robert Ramos focuses on what buyers most often say were rushed or glossed over: fees and policy charges, surrender periods, cap and participation rates, withdrawal vs. loan mechanics, illustrated vs. guaranteed values, and the long¿term impact of rising insurance costs. He explains what an IUL actually is-a life insurance contract with a death benefit and a cash¿value component linked to an external index (not directly invested in the market)-then shows how marketing comparisons can be stacked to make alternatives look inferior and what an apples¿töapples comparison should include. The book functions like a practical workbook, repeatedly directing you to the pages in your illustration or policy that matter most and showing you where your premium goes: how much is consumed by charges versus what reaches cash value, and which warning signs to monitor over time.Who is it for Anyone seeing IUL content online and wanting a reality check, current policyholders who want to confirm their policy is structured as intended, couples balancing protection, debt, savings, and retirement goals, and entrepreneurs considering coverage for business needs. Ramos' tone is candid but practical: the issue isn't 'insurers vs. consumers,' it's the gap between what many people think they bought and what the paperwork actually says. By the end you'll understand key tradeoffs (account value vs. surrender value, why a '0% floor' doesn't mean '0% cost,' and how loans can reduce net death benefit if unmanaged) and you'll be ready for your next conversation-with an agent, CPA, or advisor-with informed questions, realistic expectations, and the confidence to insist on transparency. In a world of financial sound bites, this book offers something more valuable than a pitch: clarity.
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Librería: preigu, Osnabrück, Alemaniapreigu
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 21,15
Envío por EUR 70,00Se envía de Alemania a Estados Unidos de AmericaCantidad disponible: 5 disponibles
Taschenbuch. Condición: Neu. Indexed Universal Life Insurance | Robert Ramos | Taschenbuch | Englisch | 2026 | Arizona Book Publishing | EAN 9798903338658 | Verantwortliche Person für die EU: Libri GmbH, Europaallee 1, 36244 Bad Hersfeld, gpsr[at]libri[dot]de | Anbieter: preigu Print on Demand.
