9798198666849 - the practical filipino guide to dti, renting, buying, and borrowing wisely: an expanded reference book on debt-to-income ratio, housing decisions, ... cash flow, and: 6 (arts and trade series) de ramirez, rd (5 resultados)
Idioma: Inglés
Editorial: Independently published, 2026
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Librería: PBShop.store UK, Fairford, GLOS, Reino UnidoPBShop.store UK
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 15,58
Envío por EUR 3,85Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000.
Idioma: Inglés
Editorial: Independently Published, 2026
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Librería: Grand Eagle Retail, Bensenville, IL, Estados Unidos de AmericaGrand Eagle Retail
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 15,36
Gastos de envío gratisSe envía dentro de Estados Unidos de AmericaCantidad disponible: 1 disponibles
Paperback. Condición: new. Paperback. The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not fa…ll into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.
Idioma: Inglés
Editorial: Independently published, 2026
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Librería: California Books, Miami, FL, Estados Unidos de AmericaCalifornia Books
Contactar con el vendedorVendedor de 4 estrellasCondición: Nuevo
EUR 15,37
Gastos de envío gratisSe envía dentro de Estados Unidos de AmericaCantidad disponible: Más de 20 disponibles
Condición: New. Print on Demand.
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Idioma: Inglés
Editorial: Independently Published Mai 2026, 2026
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Librería: AHA-BUCH GmbH, Einbeck, AlemaniaAHA-BUCH GmbH
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 17,00
Envío por EUR 60,71Se envía de Alemania a Estados Unidos de AmericaCantidad disponible: 2 disponibles
Taschenbuch. Condición: Neu. Neuware - The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not f…all into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household.
Idioma: Inglés
Editorial: Independently Published, 2026
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- Impresión bajo demanda
Librería: CitiRetail, Stevenage, Reino UnidoCitiRetail
Contactar con el vendedorVendedor de 5 estrellasCondición: Nuevo
EUR 19,30
Envío por EUR 43,35Se envía de Reino Unido a Estados Unidos de AmericaCantidad disponible: 1 disponibles
Paperback. Condición: new. Paperback. The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not fa…ll into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.
