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Publicado por ibidem-Verlag, Jessica Haunschild u Christian Schon, DE, 2015
ISBN 10: 3838207459 ISBN 13: 9783838207452
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Añadir al carritoPaperback. Condición: New. Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela Rottger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.
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Publicado por ibidem-Verlag, Jessica Haunschild u Christian Schon, 2015
ISBN 10: 3838207459 ISBN 13: 9783838207452
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Añadir al carritoCondición: New. BIC Classification: KFF; TV. Dimension: 159 x 211 x 10. Weight in Grams: 204. . 2015. UK ed. Paperback. . . . .
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Publicado por ibidem-Verlag, Jessica Haunschild u Christian Schon, 2015
ISBN 10: 3838207459 ISBN 13: 9783838207452
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Añadir al carritoCondición: New. BIC Classification: KFF; TV. Dimension: 159 x 211 x 10. Weight in Grams: 204. . 2015. UK ed. Paperback. . . . . Books ship from the US and Ireland.
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Añadir al carritoTaschenbuch. Condición: Neu. Agricultural Finance for Smallholder Farmers | Daniela Röttger | Taschenbuch | University Meets Microfinance | Kartoniert / Broschiert | Englisch | 2015 | ibidem | EAN 9783838207452 | Verantwortliche Person für die EU: ibidem-Verlag, Leuschnerstr. 40, 30457 Hannover, info[at]ibidem[dot]eu | Anbieter: preigu.
Idioma: Inglés
Publicado por ibidem-Verlag, Jessica Haunschild u Christian Schon, DE, 2015
ISBN 10: 3838207459 ISBN 13: 9783838207452
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Añadir al carritoPaperback. Condición: New. Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela Rottger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.
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Añadir al carritoTaschenbuch. Condición: Neu. nach der Bestellung gedruckt Neuware - Printed after ordering - Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela Röttger`s research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.