cross academy lms (46 resultados)

Condición: As New. Unread book in perfect condition.

Condición: New.

Condición: New.

Condición: New.

Condición: As New. Unread book in perfect condition.

Paperback. Condición: new. Paperback. Understanding your finances and budgeting is a critical part of financial literacy, which helps you make smart decisions about your money. Financial literacy includes understanding budgeting, credit, investments, and retirement planning. A key element of managing finances is budgeting, especially as many people live paycheck to paycheck, struggling to balance their income and expenses. A budget is a financial plan that compares your income (earnings) with your expenses (spending). Historically, people tracked budgets manually, but today, many use spreadsheets or budgeting apps for efficiency.One popular method for budgeting is the 50/30/20 rule: 50% of your income should be spent on needs (housing, utilities, etc.), 30% on wants (entertainment, dining out), and the remaining 20% should be saved. This method helps manage spending while ensuring you are saving for the future.As a teenager, your financial picture will likely differ from when you're an adult, especially if you're living at home with your parents. Many of your costs, such as housing and utilities, may be covered. However, once you start living independently, your financial responsibilities will increase. Even if you have a modest income now, learning to budget will help you save and prepare for the future.Budgeting is an ongoing process, not a one-time task. Regularly tracking your income and expenses helps you understand your spending habits, stay on track with your savings, and manage unexpected costs. Budgeting creates a cushion for emergencies, helps you plan for long-term goals, and allows you to make adjustments as needed.In this exercise, you'll start by listing your income and expenses. Even if you don't have a lot of either, it's useful to gather information from your parents or guardians to understand how much living costs. Consider the following questions to assess your current financial situation and plan for your future: What is your monthly income? (Earnings from a job or allowance)What is the rent for a one-bedroom apartment in your community?What are the typical utility costs for a one-bedroom apartment?How much does Wi-Fi cost monthly?What is your monthly cell phone bill?How much do you spend on gas and car insurance?How much do you spend on food, entertainment, and clothes each month?Do you have credit card debt? If so, what's the minimum payment?What are your savings goals?By answering these questions, you'll have a clearer picture of your finances and begin building a realistic budget. Understanding your financial needs and habits now will help you achieve your goals, whether it's saving for a car, a college fund, or other future expenses. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

PAP. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

Hardcover. Condición: new. Hardcover. This course is designed to help you develop important life skills that will guide you toward achieving your career and life goals. You'll explore career interests, entrepreneurship, and strategies to propel you forward. The course emphasizes the importance of having a clear vision of your future, based on the advice of Stephen Covey's The Seven Habits of Highly Effective People, which encourages you to "begin with the end in mind." By reflecting on and visualizing your desired life, you'll be better equipped to apply the skills taught in this course and create a successful path. This foundational work will be revisited throughout the course to ensure you stay focused and prepared for the future.This course is designed to help you develop important life skills that will guide you toward achieving your career and life goals. You'll explore career interests, entrepreneurship, and strategies to propel you forward. The course emphasizes the importance of having a clear vision of your future, based on the advice of Stephen Covey's The Seven Habits of Highly Effective People, which encourages you to "begin with the end in mind." By reflecting on and visualizing your desired life, you'll be better equipped to apply the skills taught in this course and create a successful path. This foundational work will be revisited throughout the course to ensure you stay focused and prepared for the future. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.

HRD. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

HRD. Condición: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.

Paperback. Condición: new. Paperback. This engaging Life Skills course helps young people discover who they are and who they want to become. Through interactive lessons on personal branding, leadership, communication, and goal-setting, students will build a strong foundation for personal and professional success. Inspired by Stephen Covey's principles, this workbook encourages self-reflection, purposeful planning, and practical skills for real-world growth. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.

Paperback. Condición: new. Paperback. Bridge to Success: Life Skills for Young Professionals equips students with the tools they need to succeed in life, school, and future careers. Centered around 7 key principles of success, this course encourages personal growth through lessons on leadership, communication, character, and goal-setting.Designed to help young people define who they are and what they want for their lives, the curriculum offers practical strategies and reflective exercises to build confidence, direction, and purpose. Whether preparing for college or entering the workforce, this guide helps students take meaningful steps toward their future. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.

Paperback. Condición: new. Paperback. Understanding your finances and budgeting is a critical part of financial literacy, which helps you make smart decisions about your money. Financial literacy includes understanding budgeting, credit, investments, and retirement planning. A key element of managing finances is budgeting, especially as many people live paycheck to paycheck, struggling to balance their income and expenses. A budget is a financial plan that compares your income (earnings) with your expenses (spending). Historically, people tracked budgets manually, but today, many use spreadsheets or budgeting apps for efficiency.One popular method for budgeting is the 50/30/20 rule: 50% of your income should be spent on needs (housing, utilities, etc.), 30% on wants (entertainment, dining out), and the remaining 20% should be saved. This method helps manage spending while ensuring you are saving for the future.As a teenager, your financial picture will likely differ from when you're an adult, especially if you're living at home with your parents. Many of your costs, such as housing and utilities, may be covered. However, once you start living independently, your financial responsibilities will increase. Even if you have a modest income now, learning to budget will help you save and prepare for the future.Budgeting is an ongoing process, not a one-time task. Regularly tracking your income and expenses helps you understand your spending habits, stay on track with your savings, and manage unexpected costs. Budgeting creates a cushion for emergencies, helps you plan for long-term goals, and allows you to make adjustments as needed.In this exercise, you'll start by listing your income and expenses. Even if you don't have a lot of either, it's useful to gather information from your parents or guardians to understand how much living costs. Consider the following questions to assess your current financial situation and plan for your future: What is your monthly income? (Earnings from a job or allowance)What is the rent for a one-bedroom apartment in your community?What are the typical utility costs for a one-bedroom apartment?How much does Wi-Fi cost monthly?What is your monthly cell phone bill?How much do you spend on gas and car insurance?How much do you spend on food, entertainment, and clothes each month?Do you have credit card debt? If so, what's the minimum payment?What are your savings goals?By answering these questions, you'll have a clearer picture of your finances and begin building a realistic budget. Understanding your financial needs and habits now will help you achieve your goals, whether it's saving for a car, a college fund, or other future expenses. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.