9781332011957 - The Experience Grading and Rating Schedule: A System of Fire Insurance Rate-Making Based Upon Average Fire Costs (Classic Reprint) de Richards, E. G. (3 resultados)

PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000.

PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000.

Paperback. Condición: New. Print on Demand. A revolutionary approach to insurance rate-making is detailed in this book, introducing a new paradigm based on actual recorded loss experience rather than solely on estimates and judgment calls. By eliminating guesswork and subjective assessments, the author demonstrates how to calculate insurance rates that are fair, equitable, and reflect the true cost of providing coverage. This system, known as the Experience Grading and Rating Schedule, empowers underwriters to determine the inherent and exposure hazards associated with each risk, enabling them to set rates that accurately reflect the level of protection needed. The book's insights have significant implications for the future of the insurance industry, offering a path towards more transparent, data-driven, and customer-centric pricing practices. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item.