The Special Needs Trust and ABLE Account Guide (Paperback)
Idioma: inglés
Editorial: Nursing Knowledge Press, 2026
- Tapa blanda
- Nuevo
Librería: CitiRetail, Stevenage, Reino UnidoCitiRetail
Vendedor de IberLibro desde 29 de junio de 2022
Condición: Nuevo
EUR 19,42
Cantidad disponible: 1 disponible
Añadir al carritoDescripción del artículo del vendedor
Paperback. When a parent's standard will becomes a danger to the child it was meant to protect A direct inheritance can push a disabled beneficiary above the $2,000 asset limit that governs Supplemental Security Income. When that limit is breached, SSI stops, and in most states, Medicaid stops with it, often within the same month. This is not a rare complication. It is what happens by default when the specific legal structures required for a disabled beneficiary are not in place. For parents who have spent years building a support system around a child with a lifelong disability, standard estate planning is not a solution. It is a risk. What this book helps you do This guide walks parents, legal guardians, and trustees step by step through the process of establishing, funding, and administering a Third-Party Special Needs Trust alongside an ABLE account. You will learn how the $2,000 SSI resource limit works, why standard wills and beneficiary designations can inadvertently destroy government benefits, and how a properly structured trust protects assets without removing a beneficiary's eligibility for SSI and Medicaid. The book covers the 2026 ABLE Account expansion that raised the disability onset eligibility age from 26 to 46, updated contribution limits, the ABLE-to-Work provision, and how to coordinate the ABLE account and the Special Needs Trust as a unified planning system rather than competing alternatives. What makes this guide different This is the only consumer-facing reference updated through 2026 that provides a complete trustee operations manual, a beneficiary designation audit covering every asset class that passes outside a will, and the SNT and ABLE account coordination framework in a single, sequenced guide. It includes a full Letter of Intent template, a plain-language family communication document for relatives whose own estate plans could inadvertently disqualify a disabled beneficiary from benefits, and an annual review system for keeping the plan current as laws and contribution limits change. This book is for readers who want to understand how a Third-Party Special Needs Trust protects government benefits and how to set one up without being a lawyer. It is for parents concerned that a current life insurance policy, retirement account, or will is routing assets in a way that would cost their child their Medicaid coverage. It is for family members serving as trustees who want a practical compliance reference for day-to-day distribution decisions. It is for grandparents, aunts, and uncles who want to support a disabled loved one in their own estate plans without accidentally creating an eligibility crisis. It is for any professional advisor who needs a current, consumer-level resource to recommend. For parents who want to protect their child's government benefits and financial future with clarity and confidence, this book provides a practical, current, and structured guide through every step of the planning process. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…
N° de ref. del artículo 9781764768603
- Título
- The Special Needs Trust and ABLE Account Guide (Paperback)
- Autor
- Jim Steve Garner
- Editorial
- Nursing Knowledge Press
- Año de publicación
- 2026
- Estado
- new
- Encuadernación
- Paperback
- Idioma
- inglés
- ISBN 10
- 1764768604
- ISBN 13
- 9781764768603
When a parent's standard will becomes a danger to the child it was meant to protect
A direct inheritance can push a disabled beneficiary above the $2,000 asset limit that governs Supplemental Security Income. When that limit is breached, SSI stops, and in most states, Medicaid stops with it, often within the same month. This is not a rare complication. It is what happens by default when the specific legal structures required for a disabled beneficiary are not in place. For parents who have spent years building a support system around a child with a lifelong disability, standard estate planning is not a solution. It is a risk.
What this book helps you do
This guide walks parents, legal guardians, and trustees step by step through the process of establishing, funding, and administering a Third-Party Special Needs Trust alongside an ABLE account. You will learn how the $2,000 SSI resource limit works, why standard wills and beneficiary designations can inadvertently destroy government benefits, and how a properly structured trust protects assets without removing a beneficiary's eligibility for SSI and Medicaid. The book covers the 2026 ABLE Account expansion that raised the disability onset eligibility age from 26 to 46, updated contribution limits, the ABLE-to-Work provision, and how to coordinate the ABLE account and the Special Needs Trust as a unified planning system rather than competing alternatives.
What makes this guide different
This is the only consumer-facing reference updated through 2026 that provides a complete trustee operations manual, a beneficiary designation audit covering every asset class that passes outside a will, and the SNT and ABLE account coordination framework in a single, sequenced guide. It includes a full Letter of Intent template, a plain-language family communication document for relatives whose own estate plans could inadvertently disqualify a disabled beneficiary from benefits, and an annual review system for keeping the plan current as laws and contribution limits change.
This book is for readers who
want to understand how a Third-Party Special Needs Trust protects government benefits and how to set one up without being a lawyer. It is for parents concerned that a current life insurance policy, retirement account, or will is routing assets in a way that would cost their child their Medicaid coverage. It is for family members serving as trustees who want a practical compliance reference for day-to-day distribution decisions. It is for grandparents, aunts, and uncles who want to support a disabled loved one in their own estate plans without accidentally creating an eligibility crisis. It is for any professional advisor who needs a current, consumer-level resource to recommend.
For parents who want to protect their child's government benefits and financial future with clarity and confidence, this book provides a practical, current, and structured guide through every step of the planning process.
“Sinopsis” puede pertenecer a otra edición de este título.
CitiRetail
Stevenage, Reino Unido
Vendedor de IberLibro desde 29 de junio de 2022
Tarifas de envío de Reino Unido a Estados Unidos de America
| Artículo | De 7 a 14 días hábiles | De 7 a 60 días hábiles |
|---|---|---|
| Primer artículo | EUR 43,62 | EUR 43,62 |
Métodos de pago
Descripción de la tienda
Online business
Información empresarial del vendedor
ABC BOOKS LIMITED
10 John Street
London, Reino Unido WC1N 2EB
Condiciones de venta
Orders can be returned within 30 days of receipt.
Derecho al desistimiento
Si es un consumidor, puede rescindir el contrato de acuerdo con lo siguiente. Por consumidor se entiende cualquier persona física que actúe con fines ajenos a su actividad comercial, empresarial, oficio o profesión.
Información sobre el derecho de desistimiento
Derecho legal de desistimiento
Tiene derecho a rescindir este contrato en un plazo de 14 días sin dar ningún motivo.
El periodo de desistimiento vencerá a los 14 días desde que usted, o un tercero que no sea el transportista e indicado por usted, adquiera la posesión física del último bien o del último lote o pieza.
Para ejercer el derecho de desistimiento, complete de forma electrónica y envíe una declaración clara en nuestro sitio web, desde "Mis compras" en "Mi cuenta". Le enviaremos sin demora un acuse de recibo de dicho desistimiento a través de un soporte duradero (por ejemplo, por correo electrónico).
Para cumplir con el plazo de desistimiento, basta con que envíe su comunicación relativa al ejercicio del derecho de desistimiento antes de que venza el periodo de desistimiento.
Efectos del desistimiento
Si rescinde este contrato, le reembolsaremos todos los pagos que hayamos recibido de usted, incluidos los gastos de envío (excepto los gastos adicionales que surjan si elige un tipo de envío que no sea el tipo de envío estándar más económico que ofrecemos).
Podemos hacer una deducción del reembolso por la pérdida de valor de cualquier bien suministrado, si la pérdida es el resultado de una manipulación innecesaria por su parte.
Efectuaremos el reembolso sin demoras indebidas y, a más tardar, 14 días después de que se nos informe de su decisión de rescindir este contrato.
Efectuaremos el reembolso utilizando el mismo medio de pago que utilizó para la transacción inicial, a menos que haya acordado expresamente lo contrario; en cualquier caso, no incurrirá en ningún cargo como resultado de dicho reembolso.
Podremos retener el reembolso hasta que hayamos recibido los bienes o hasta que nos haya presentado una prueba de que los ha devuelto, lo que ocurra primero.
Deberá devolver los bienes o entregarlos a CitiRetail, Stevenage, United Kingdom, sin demoras indebidas y, en cualquier caso, en un plazo máximo de 14 días a partir del día en que nos comunique su desistimiento del presente contrato. El plazo se cumple si devuelve la mercancía antes de que venza el periodo de 14 días. Tendrá que asumir los gastos directos de devolución de los bienes. Usted solo es responsable de la disminución del valor de los bienes como resultado de una manipulación distinta a la necesaria para establecer la naturaleza, las características y el funcionamiento de los bienes.
Excepciones al derecho de desistimiento
El derecho de desistimiento no se aplica a lo siguiente:
- La entrega de periódicos, diarios o revistas, con la excepción de los contratos de suscripción; y
- El suministro de contenido digital que no se proporcione en un soporte tangible (por ejemplo, en un CD o DVD) si, al hacer el pedido, aceptó que podíamos empezar a entregarlo y que no podría desistir una vez iniciada la entrega.
Condiciones de envío
Please note that titles are dispatched from our US, Canadian or Australian warehouses. Delivery times specified in shipping terms. Orders ship within 2 business days. Delivery to your door then takes 7-14 days.