Simple Investing Guide To FIRE
Idioma: inglés
Editorial: Huttons Publishing, 2026
- Tapa blanda
- Nuevo
Librería: PBShop.store UK, Fairford, GLOS, Reino UnidoPBShop.store UK
Vendedor de IberLibro desde 11 de junio de 1999
Condición: Nuevo
EUR 15,31
Cantidad disponible: Más de 20 disponibles
Añadir al carritoDescripción del artículo del vendedor
New Book. Shipped from UK. Established seller since 2000.
N° de ref. del artículo L2-9781918851007
- Título
- Simple Investing Guide To FIRE
- Autor
- Stuart Welch
- Editorial
- Huttons Publishing
- Año de publicación
- 2026
- Estado
- New
- Encuadernación
- PAP
- Idioma
- inglés
- ISBN 10
- 191885100X
- ISBN 13
- 9781918851007
- Peso del artículo
- 218 gramos
- Serie
- Libro 7 de 8: Simple Investing
Simple Investing Guide To FIRE: What the UK Early Retirement Community Knows That Most Investors Don't. A UK Guide Kindle Edition by Stuart Welch (Author) Format: Kindle Edition Part of: Simple Investing (7 books) See all formats and editions
Here is something nobody tells you about financial independence. It is considerably simpler than the industry would have you believe.
Most people in this country will work until they are told they can stop. Not until they want to stop. Until the government, or their employer, or their failing knees make the decision for them.
A growing number of people have decided they're not particularly interested in that arrangement. The movement is called FIRE — Financial Independence, Retire Early — and for the last decade it has been dominated by American voices talking about American accounts, American taxes, and American healthcare. Almost none of it applies to anyone holding a British passport.
This book is the corrective.
Written by someone who spent twenty-five years inside the industry
Stuart Welch's career took him from Chartered Accountant to Chief Executive of NatWest Stockbrokers, CEO of TD Direct Investing, and Global Head of Personal Investing and Advice at Fidelity International. He knows exactly what the industry understands about building wealth for early retirement — and how little of it ever reaches the people who need it most.
What's inside
- Your FIRE number — the specific, calculable figure that represents your financial finishing line. Most people have never worked it out
- Not one FIRE, but many — Lean, Fat, Barista, Coast, Slow. Which version you're aiming for shapes every decision that follows
- The UK difference — why the NHS is one of the most valuable components of your FIRE plan, and why American FIRE writers would be quietly envious if they knew about the ISA
- The wrapper hierarchy — ISA, SIPP, and GIA in the right order, with the tax relief fully captured
- The 4% rule, properly applied to UK investors — why the American number is slightly wrong for a British retirement, and what to use instead
- The engine room — why a single low-cost global index fund, held for a long time, beats almost every sophisticated alternative
- The savings rate secret — the variable that matters more than your salary or your investment returns
- When the market drops (and it will) — the psychological preparation that separates investors who stay the course from those who sell at the bottom
- The tax trap nobody warns you about — the £10,000 MPAA, the 60% marginal band, and the drawdown sequence that quietly saves tens of thousands
- Coast FIRE — the quiet milestone that arrives considerably earlier than the full number, and changes everything about the journey
- The state pension as a structural plan component — worth the equivalent of £313,000 in invested assets, and routinely treated as a footnote
- The decumulation phase — because the saving part, hard as it was, turns out to have been the easy bit
- What nobody tells you about actually retiring early — identity, structure, purpose, and the surprising difficulty of spending money you spent a decade accumulating
- The simple plan — start this week — ten steps, executable in a weekend, that put the strategy into motion
The principles are not complicated. Spend less than you earn. Invest the difference in a low-cost global index fund, inside a tax-efficient wrapper, at the highest savings rate you can sustainably maintain. Leave it alone. Repeat until work becomes optional.
This book is how you actually do that, in the UK, without needing to translate from somebody else's financial system.
Start building toward the day the morning alarm doesn't matter.
“Sinopsis” puede pertenecer a otra edición de este título.
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Fairford, GLOS, Reino Unido
Vendedor de IberLibro desde 11 de junio de 1999
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