This is an ex-library book and may have the usual library/used-book markings inside.This book has hardback covers. In good all round condition. Dust jacket in good condition. Please note the Image in this listing is a stock photo and may not match the covers of the actual item,1150grams, ISBN:9780071419444.

N� de ref. del art�culo 9168932

Contactar al vendedor

Denunciar este art�culo

Detalles bibliogr�ficos

T�tulo

Personal Financial Planning

Editor

Mcgraw-Hill Education

Fecha de publicaci�n

2003

Idioma

Ingl�s

ISBN 10

0071419446

ISBN 13

9780071419444

Encuadernaci�n

Encuadernaci�n de tapa dura

Estado

Good

Estado de la sobrecubierta

Sobrecubierta Incluida

Peso

1150 gramos

Cat�logos de vendedores

Business

Acerca de

Sinopsis

This title provides time-proven strategies for getting the most from stocks, bonds, mutual funds, retirement plans, insurance, stock options, estate planning, and more. "Personal Financial Planning" has long been regarded as the financial planning resource for private individuals and professional money managers. Today, the array of financial products and strategies available to individuals and families - mutual funds, employee stock plans, IRAs, estate and wealth conservation techniques, newer forms of life insurance, annuities - has made informed, decisive financial planning more essential than ever. "Personal Financial Planning, Seventh Edition", contains the information you need to understand each of today's key financial planning issues and questions.Substantially revised and updated for today's fast-moving, online world, its examples, planning tips, charts, graphs, and case studies will help you assemble the ideal mix of investments, insurance, retirement plans, trusts, and other products to build and protect your - and your family's - long-term financial future. A savings account in the local bank may have worked for your grandparents, but you'll need much more than that to ensure yourself and your family a solid, comfortable financial future. "Personal Financial Planning" will help you confront the numerous financial choices open to you - and show you where to put your money now for a comfortable and financially secure future. Over the past quarter century, the six previous editions of "Personal Financial Planning" have helped more than 135,000 individuals invest and protect their hard-earned income and savings.Through economic recessions, stock market booms and busts, presidential administrations, social upheavals, and technological revolutions, authors and respected personal finance authorities, Victor Hallman and Jerry Rosenbloom have continued to update this classic, ensuring accurate and up-to-date guidance for Americans looking to invest their money, insure their families, plan for their estates and retirement, and thus strengthen their futures. Now, with "Personal Financial Planning, Seventh Edition", Hallman and Rosenbloom provide vital new material to reflect the latest trends in financial planning. Issues that didn't exist three years ago but now take center stage are introduced and thoroughly explained. In addition, they revisit and expand the extensive coverage that has made theirs the benchmark reference against which all other financial planning books are measured.New to this substantially restructured and revised edition are in-depth explanations of the 2001 tax law, explanations of changes in IRS minimum distribution rules, planning guidelines for the repeal of the GST estate tax, descriptions of the new 529 education plans, and more. In addition, this invaluable book provides the latest financial thinking and proven high return/low risk strategies in virtually every applicable area, including index funds, asset allocation, value investing, dollar-cost averaging, fixed-income investing, profit-sharing plans, stock bonus plans, 401(k) plans, SEPs, Roth and other IRAs, annuities, estate planning, gift taxes, estate taxes, generation-skipping transfer taxes, Trusts, social security, long-term care plans, income and capital gains tax planning, health insurance plans including HMOs, variable life insurance policies, real estate investing, and, personal risk management.With its all-encompassing treatment of family financial matters and easy-to-reference layout, "Personal Financial Planning, Seventh Edition", will pay for itself time and again. Authoritative, comprehensive, and up to the minute, it is an irreplaceable source of information for anyone concerned with building wealth in today's no-guarantee financial environment.

Acerca de los autores

G. Victor Hallman (Philadelphia, PA) is a lecturer at the Wharton School of the University of Pennsylvania.

Jerry S. Rosenbloom (Philadelphia, PA) is a professor and department chairman at the Wharton School of the University of Pennsylvania.

"Sobre este t�tulo" puede pertenecer a otra edici�n de este libro.

Descripci�n de la librer�a

Based in central Lincoln, Anybook Ltd. sells exclusively on line. We specialise in academic works. All our books are in good condition or better, unless otherwise described. We will respond to your enquiry promptly and mail books out within 24 hours of receiving payment. We use Royal Mail and other reputable couriers at greatly discounted postage rates. If you find cheaper postage from the UK, we'll match it. Remember if you are unsatisfied in any way with any purchase, we will give you a complete and unconditional refund. All books are hand wrapped. All e-mails answered personally. All books are offered subject to being unsold.

Ver la p�gina web de la librer�a

Informaci�n empresarial del vendedor

Anybook Ltd.
28 West End,, Burgh le Marsh,, Lincolnshire, PE24 5EY, United Kingdom

Condiciones de venta y env�o

Condiciones de venta

Anybook Ltd is a company registered in England and Wales. Company Registration Number: 3692291. VAT Number: GB753406145. Share Capital GBP100.

Registered Offices:
28 West End,
Burgh le Marsh,
Lincolnshire,
PE24 5EY
UK

Customer Services:
2,Outer Circle Business Park,
Outer Circle Road,
Lincoln
LN2 4HX
UK

Email Address: sales@anybook.com
Telephone Number: +44 (0) 1522 519 991
Authorized Representative: Ms. Claire Williams

Derecho al desistimiento

Si es un consumidor, puede rescindir el contrato de acuerdo con lo siguiente. Por consumidor se entiende cualquier persona f�sica que act�e con fines ajenos a su actividad comercial, empresarial, oficio o profesi�n.

Informaci�n sobre el derecho de desistimiento

Derecho legal de desistimiento

Tiene derecho a rescindir este contrato en un plazo de 14 d�as sin dar ning�n motivo.

El periodo de desistimiento vencer� a los 14 d�as desde que usted, o un tercero que no sea el transportista e indicado por usted, adquiera la posesi�n f�sica del �ltimo bien o del �ltimo lote o pieza.

Para ejercer el derecho de desistimiento, complete de forma electr�nica y env�e una declaraci�n clara en nuestro sitio web, desde "Mis compras" en "Mi cuenta". Le enviaremos sin demora un acuse de recibo de dicho desistimiento a trav�s de un soporte duradero (por ejemplo, por correo electr�nico).

Para cumplir con el plazo de desistimiento, basta con que env�e su comunicaci�n relativa al ejercicio del derecho de desistimiento antes de que venza el periodo de desistimiento.

Efectos del desistimiento

Si rescinde este contrato, le reembolsaremos todos los pagos que hayamos recibido de usted, incluidos los gastos de env�o (excepto los gastos adicionales que surjan si elige un tipo de env�o que no sea el tipo de env�o est�ndar m�s econ�mico que ofrecemos).

Podemos hacer una deducci�n del reembolso por la p�rdida de valor de cualquier bien suministrado, si la p�rdida es el resultado de una manipulaci�n innecesaria por su parte.

Efectuaremos el reembolso sin demoras indebidas y, a m�s tardar, 14 d�as despu�s de que se nos informe de su decisi�n de rescindir este contrato.

Efectuaremos el reembolso utilizando el mismo medio de pago que utiliz� para la transacci�n inicial, a menos que haya acordado expresamente lo contrario; en cualquier caso, no incurrir� en ning�n cargo como resultado de dicho reembolso.

Podremos retener el reembolso hasta que hayamos recibido los bienes o hasta que nos haya presentado una prueba de que los ha devuelto, lo que ocurra primero.

Deber� devolver los bienes o entregarlos a Anybook.com, Lincolnshire, United Kingdom, +44 01522 424108, sin demoras indebidas y, en cualquier caso, en un plazo m�ximo de 14 d�as a partir del d�a en que nos comunique su desistimiento del presente contrato. El plazo se cumple si devuelve la mercanc�a antes de que venza el periodo de 14 d�as. Tendr� que asumir los gastos directos de devoluci�n de los bienes. Usted solo es responsable de la disminuci�n del valor de los bienes como resultado de una manipulaci�n distinta a la necesaria para establecer la naturaleza, las caracter�sticas y el funcionamiento de los bienes.

Excepciones al derecho de desistimiento

El derecho de desistimiento no se aplica a lo siguiente:

La entrega de peri�dicos, diarios o revistas, con la excepci�n de los contratos de suscripci�n; y
El suministro de contenido digital que no se proporcione en un soporte tangible (por ejemplo, en un CD o DVD) si, al hacer el pedido, acept� que pod�amos empezar a entregarlo y que no podr�a desistir una vez iniciada la entrega.

Condiciones de env�o

Orders usually ship within 1 business day. We use Royal Mail and other reputable couriers at greatly discounted postage rates. If your book order is heavy or over-sized, or valuable enough to require tracking, we may contact you to let you know extra shipping is required.

Tarifas de env�o de Reino Unido a Estados Unidos de America

Tarifas de env�o de Reino Unido a Estados Unidos de America
Cantidad del pedido	De 5 a 10 d�as h�biles	De 1 a 3 d�as h�biles
Primer art�culo	EUR 15.86	EUR 36.62

Los plazos de entrega los establecen los vendedores y var�an seg�n el transportista y la ubicaci�n. Los pedidos que pasan por la aduana pueden sufrir retrasos y los compradores son responsables de los aranceles o tarifas asociadas. Los vendedores pueden ponerse en contacto con usted en relaci�n con cargos adicionales para cubrir cualquier aumento en los costes de env�o de los art�culos.