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Librería: PBShop.store US, Wood Dale, IL, Estados Unidos de AmericaPBShop.store US
Vendedor de AbeBooks desde el 7 de abril de 2005
Condición: Nuevo
EUR 28,92
Cantidad disponible: Más de 20 disponibles
Añadir al carritoDescripción del artículo del vendedor
New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000.
N° de ref. del artículo L1-9781951385316
- Título
- More with Less
- Autor
- Moore, Michelle
- Editorial
- Vdz
- Año de publicación
- 2019
- Estado
- New
- Encuadernación
- HRD
- Idioma
- inglés
- ISBN 10
- 1951385314
- ISBN 13
- 9781951385316
- Peso del artículo
- 378 gramos
Can’t say no when you see the world “SALE”? Even though you struggle with debt and have no savings?
Do you wonder at the end of the month where your money went?
More With Less will show you a way out of the vicious grip of budget-destructive shopping habits and teach you how to set up a real, tailor-made financial plan that covers all your needs.
Finances don’t have to be painful.
The book presents: (1) the main reasons behind compulsive shopping and hoarding and how to overcome them, and (2) how to downsize your expenses without depriving yourself of what you love to splurge on.
This is not a “get rich in a month” book. I can promise, however, that following the tips in this book, you’ll become more aware of your self-sabotaging spending and hoarding habits, gradually eliminate your debt, learn how to save, account for all of your expenses, and never feel your accounts running low again.
The budgeting techniques presented in this book are applicable to any income, and you can adjust it to your needs to serve you the best.
Within a few minutes you can create a budget that keeps your financial anxiety away.
My name is Michelle Moore… I am a recovering shopaholic and not-so-extreme hoarder. I have been earning my bread as a freelancer in the past few years. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. I was also able to leave behind my unhealthy spending and hoarding habits and fully embrace a minimalist lifestyle.
Reset your expenses: pay yourself first, spend on what truly matters.
•Learn the psychology behind compulsive shopping and compulsive hoarding.
•Control your spending impulses.
•Become an aware consumer.
Grow your financial stability every day.
•Learn multiple budgeting methods and choose the best for you.
•Start a 7-step program that grants you financial security.
•Financial plans to eliminate debt.
•Become better with numbers, calculations, projections, and analyses.
Nobody teaches us in school about how to develop healthy spending habits, what’s the difference between need and want, what does budgeting mean, how can we save for our future. No wonder we don’t know how to do any of them. As adults, it is our responsibility to get well-informed about something that grants our physical survival. Like it or not, budgeting is a must-know skill if you have an income, you spend and consume.
The budgeting tips in this book help you to keep track of your finances without any headache. Follow where your money goes, where it comes from and where can you save. Steadily accumulate savings, clear yourself of debts and live your life as a financially responsible adult.
“Sinopsis” puede pertenecer a otra edición de este título.
PBShop.store US
Wood Dale, IL, Estados Unidos de America
Vendedor de AbeBooks desde el 7 de abril de 2005
Tarifas de envío en Estados Unidos de America
| Artículo | De 7 a 14 días hábiles | De 7 a 14 días hábiles |
|---|---|---|
| Primer artículo | EUR 0,00 | EUR 0,00 |
Métodos de pago
Descripción de la tienda
We first started out as “The Paperback Exchange,” a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become “PBShop.” This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first visit or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.…
Especialidad
Hardbacks, PaperbacksInformación empresarial del vendedor
Pbshop.co.uk Ltd
Unit 22 Horcott Industrial Estate, Horcott Road
Fairford, Reino Unido GL7 4BX
Condiciones de venta
Returns Policy
We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.
Returns requested beyond this time will not be authorised.
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Información sobre el derecho de desistimiento
Derecho legal de desistimiento
Tiene derecho a rescindir este contrato en un plazo de 14 días sin dar ningún motivo.
El periodo de desistimiento vencerá a los 14 días desde que usted, o un tercero que no sea el transportista e indicado por usted, adquiera la posesión física del último bien o del último lote o pieza.
Para ejercer el derecho de desistimiento, complete de forma electrónica y envíe una declaración clara en nuestro sitio web, desde "Mis compras" en "Mi cuenta". Le enviaremos sin demora un acuse de recibo de dicho desistimiento a través de un soporte duradero (por ejemplo, por correo electrónico).
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Efectos del desistimiento
Si rescinde este contrato, le reembolsaremos todos los pagos que hayamos recibido de usted, incluidos los gastos de envío (excepto los gastos adicionales que surjan si elige un tipo de envío que no sea el tipo de envío estándar más económico que ofrecemos).
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Efectuaremos el reembolso sin demoras indebidas y, a más tardar, 14 días después de que se nos informe de su decisión de rescindir este contrato.
Efectuaremos el reembolso utilizando el mismo medio de pago que utilizó para la transacción inicial, a menos que haya acordado expresamente lo contrario; en cualquier caso, no incurrirá en ningún cargo como resultado de dicho reembolso.
Podremos retener el reembolso hasta que hayamos recibido los bienes o hasta que nos haya presentado una prueba de que los ha devuelto, lo que ocurra primero.
Deberá devolver los bienes o entregarlos a PBShop.store US, Springfield Gardens, New York, U.S.A., +44 1285 712917, sin demoras indebidas y, en cualquier caso, en un plazo máximo de 14 días a partir del día en que nos comunique su desistimiento del presente contrato. El plazo se cumple si devuelve la mercancía antes de que venza el periodo de 14 días. Tendrá que asumir los gastos directos de devolución de los bienes. Usted solo es responsable de la disminución del valor de los bienes como resultado de una manipulación distinta a la necesaria para establecer la naturaleza, las características y el funcionamiento de los bienes.
Excepciones al derecho de desistimiento
El derecho de desistimiento no se aplica a lo siguiente:
- La entrega de periódicos, diarios o revistas, con la excepción de los contratos de suscripción; y
- El suministro de contenido digital que no se proporcione en un soporte tangible (por ejemplo, en un CD o DVD) si, al hacer el pedido, aceptó que podíamos empezar a entregarlo y que no podría desistir una vez iniciada la entrega.
Condiciones de envío
Books are shipped from our US or UK warehouses. Delivery estimates allow for delivery from either location.