Money Lessons Nobody Taught You (Paperback)
Idioma: inglés
Editorial: Independently Published, 2026
- Tapa blanda
- Nuevo
Librería: CitiRetail, Stevenage, Reino UnidoCitiRetail
Vendedor de IberLibro desde 29 de junio de 2022
Condición: Nuevo
EUR 20,94
Cantidad disponible: 1 disponible
Añadir al carritoDescripción del artículo del vendedor
Paperback. Something close to a third of every paycheck disappears before it ever reaches a checking account, and most people cannot say exactly where that money goes or whether any of it is actually working in their favor.Generic financial advice assumes a life that does not match yours: a single steady paycheck, an emergency fund based on a round number instead of your real expenses, a credit score chased in isolation, a tax refund celebrated instead of questioned. Rules of thumb are written for an average household that does not actually exist, which is why following them to the letter can still leave a budget breaking under the first bad month, a retirement match going unclaimed for years, or an insurance policy that protects the wrong things entirely. Financial information also tends to arrive in scattered fragments, one article here and one podcast there, rarely built to show how one decision affects the next.This book replaces borrowed rules with a single, connected, plain-language walkthrough of how money actually moves through an ordinary working life, so you can make decisions based on your own numbers instead of someone else's assumptions.Inside, you will learn how to: Calculate an emergency fund sized to your real essential expenses instead of a borrowed round numberRead every line of a pay stub and catch the deductions, contributions, and errors most people never checkTell the difference between debt that quietly builds your position and debt that slowly drains itClaim a full employer retirement match and choose confidently between contribution typesBuild a budget designed to bend under a bad month instead of collapsing the first time real life interferesUse a simple script to negotiate recurring bills that quietly creep upward every yearUnderstand what a credit score does and does not measure, so you stop chasing a number instead of what actually protects youThe book also walks through correcting tax withholding, choosing insurance coverage based on what you truly cannot afford to lose, evaluating popular investment advice, automating your finances without losing oversight, tracking net worth as a truer measure of progress than income, putting basic estate planning documents such as beneficiary designations and a will in place, and teaching practical money habits to the next generation.This book is written for working adults who feel behind on money despite trying to do the responsible things, for people managing irregular or variable income, for anyone who has never had a clear explanation of a pay stub or a retirement match, and for parents who want to raise financially capable kids without having every answer themselves. It does not assume a finance background, a high income, or an existing investment portfolio, and every explanation is written the way a knowledgeable friend would walk you through it.Add this practical resource to your library and start replacing generic financial rules with a clear, honest picture built around your own paycheck, your own debt, and your own decisions. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability. …
N° de ref. del artículo 9798172356551
- Título
- Money Lessons Nobody Taught You (Paperback)
- Autor
- Christopher J. Holden
- Editorial
- Independently Published
- Año de publicación
- 2026
- Estado
- new
- Encuadernación
- Paperback
- Idioma
- inglés
- ISBN 13
- 9798172356551
Something close to a third of every paycheck disappears before it ever reaches a checking account, and most people cannot say exactly where that money goes or whether any of it is actually working in their favor.
Generic financial advice assumes a life that does not match yours: a single steady paycheck, an emergency fund based on a round number instead of your real expenses, a credit score chased in isolation, a tax refund celebrated instead of questioned. Rules of thumb are written for an average household that does not actually exist, which is why following them to the letter can still leave a budget breaking under the first bad month, a retirement match going unclaimed for years, or an insurance policy that protects the wrong things entirely. Financial information also tends to arrive in scattered fragments, one article here and one podcast there, rarely built to show how one decision affects the next.
This book replaces borrowed rules with a single, connected, plain-language walkthrough of how money actually moves through an ordinary working life, so you can make decisions based on your own numbers instead of someone else's assumptions.
Inside, you will learn how to:
- Calculate an emergency fund sized to your real essential expenses instead of a borrowed round number
- Read every line of a pay stub and catch the deductions, contributions, and errors most people never check
- Tell the difference between debt that quietly builds your position and debt that slowly drains it
- Claim a full employer retirement match and choose confidently between contribution types
- Build a budget designed to bend under a bad month instead of collapsing the first time real life interferes
- Use a simple script to negotiate recurring bills that quietly creep upward every year
- Understand what a credit score does and does not measure, so you stop chasing a number instead of what actually protects you
The book also walks through correcting tax withholding, choosing insurance coverage based on what you truly cannot afford to lose, evaluating popular investment advice, automating your finances without losing oversight, tracking net worth as a truer measure of progress than income, putting basic estate planning documents such as beneficiary designations and a will in place, and teaching practical money habits to the next generation.
This book is written for working adults who feel behind on money despite trying to do the responsible things, for people managing irregular or variable income, for anyone who has never had a clear explanation of a pay stub or a retirement match, and for parents who want to raise financially capable kids without having every answer themselves. It does not assume a finance background, a high income, or an existing investment portfolio, and every explanation is written the way a knowledgeable friend would walk you through it.
Add this practical resource to your library and start replacing generic financial rules with a clear, honest picture built around your own paycheck, your own debt, and your own decisions.
“Sinopsis” puede pertenecer a otra edición de este título.
CitiRetail
Stevenage, Reino Unido
Vendedor de IberLibro desde 29 de junio de 2022
Tarifas de envío de Reino Unido a Estados Unidos de America
| Artículo | De 7 a 14 días hábiles | De 7 a 60 días hábiles |
|---|---|---|
| Primer artículo | EUR 44,28 | EUR 44,28 |
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ABC BOOKS LIMITED
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London, Reino Unido WC1N 2EB
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