T�tulo: Maximize Your Medicare (2015 Edition): Understanding Medicare, Protecting Your Health, and Minimizing Costs
Editor: CreateSpace Independent Publishing Platform
Fecha de publicaci�n: 2014
Idioma: Ingl�s
ISBN 10: 1502904748
ISBN 13: 9781502904744
Encuadernaci�n: Paperback
Ilustrador: Cho Stone, Ani
Estado: Very Good
Peso: 11 onzas

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Sinopsis

New Sections for 2015 Edition:
Truths and Myths
Long-term care issues
Medicare & Retirement/Financial Planning

Written by a Certified Financial Planner(r), nationally-recognized expert (as Expert contributor on mymedicareanswers.com, powered by Humana, Inc, the nation's 2nd largest provider of Medicare plans), and frequent public speaker in person and on talk radio stations nationwide, Maximize Your Medicare provides analysis and advice you can use in plain-spoken English with NEW, UPDATED 2015 Premiums, and cost-sharing details.
The book is not an endorsement of any carrier's product. It is written to distinguish differences among the numerous alternatives that face those affected by Medicare.

There is no political agenda associated with this book: it is written for the benefit of the Medicare beneficiary, their families, and their advisers, both personal and professional.

Medicare is frequently misunderstood for many reasons: confusing dates, perplexing rules, excessive advertisements. Maximize Your Medicare is intended to address these misunderstandings, so you can choose the right option for yourself. The book includes examples of real-life cases, which may be similar to the situation that you may face. The bottom line: you are not alone and the situation you face may be similar to the situation that others have faced, are facing, and will face in the future.
Maximize Your Medicare explains:
* What Medicare is
* How/when to enroll
* Your rights and options when you become eligible for Medicare
* How to Compare Medicare Advantage and Medigap plans
* How private plans (group, Medicare Advantage, Medigap) interact with Medicare
* How prescription drug benefits work under Medicare Part D
* How to choose among employer (group) plans and private plans

Maximize Your Medicare can help you from making costly errors. It is not enough to simply know the basics of Medicare. The fine print, and changing situation can mean the difference between saving money, or paying out-of-pocket expenses, that may have been excessive or unnecessary, if you had the correct information.
Maximize Your Medicare offers tips on how to get extra benefits and shows you benefits that you may not have known existed. The book FULLY explains why your out-of-pocket expenses may be higher than you expected, and what to do to avoid them. In addition, there are special sections which describe some special groups of beneficiaries, from veterans to governmental employees to the seriously ill. Special attention is devoted to those that are part of employer-sponsored group plans.
Healthcare professionals can use this book to explain how Medicare works to the benefit of practices, and their patients. Physicians and medical facilities can help their patients, and themselves, if patients are making effective Medicare choices.
Retirement planning rightfully begins here: healthcare expenses can drain the retirement savings if healthcare costs are not properly taken into account. To think that portfolio returns will exceed the potential expenses, should extensive healthcare costs be incurred, is ignoring financial market reality. To think that estate planning documents will save more than the costs of potential out-of-pocket expenses is ignoring legislative reality. Elder care attorneys/financial planners will serve their clients best by helping them with potential healthcare costs first.

Rese�a del editor

New Sections for 2015 Edition:
Truths and Myths
Long-term care issues
Medicare & Retirement/Financial Planning

Written by a Certified Financial Planner(r), nationally-recognized expert (as Expert contributor on mymedicareanswers.com, powered by Humana, Inc, the nation's 2nd largest provider of Medicare plans), and frequent public speaker in person and on talk radio stations nationwide, Maximize Your Medicare provides analysis and advice you can use in plain-spoken English with NEW, UPDATED 2015 Premiums, and cost-sharing details.
The book is not an endorsement of any carrier's product. It is written to distinguish differences among the numerous alternatives that face those affected by Medicare.

There is no political agenda associated with this book: it is written for the benefit of the Medicare beneficiary, their families, and their advisers, both personal and professional.

Medicare is frequently misunderstood for many reasons: confusing dates, perplexing rules, excessive advertisements.Maximize Your Medicare is intended to address these misunderstandings, so you can choose the right option for yourself. The book includes examples of real-life cases, which may be similar to the situation that you may face. The bottom line: you are not alone and the situation you face may be similar to the situation that others have faced, are facing, and will face in the future.
Maximize Your Medicare explains:
* What Medicare is
* How/when to enroll
* Your rights and options when you become eligible for Medicare
* How to Compare Medicare Advantage and Medigap plans
* How private plans (group, Medicare Advantage, Medigap) interact with Medicare
* How prescription drug benefits work under Medicare Part D
* How to choose among employer (group) plans and private plans

Maximize Your Medicare can help you from making costly errors. It is not enough to simply know the basics of Medicare. The fine print, and changing situation can mean the difference between saving money, or paying out-of-pocket expenses, that may have been excessive or unnecessary, if you had the correct information.
Maximize Your Medicare offers tips on how to get extra benefits and shows you benefits that you may not have known existed. The book FULLY explains why your out-of-pocket expenses may be higher than you expected, and what to do to avoid them. In addition, there are special sections which describe some special groups of beneficiaries, from veterans to governmental employees to the seriously ill. Special attention is devoted to those that are part of employer-sponsored group plans.
Healthcare professionals can use this book to explain how Medicare works to the benefit of practices, and their patients. Physicians and medical facilities can help their patients, and themselves, if patients are making effective Medicare choices.
Retirement planning rightfully begins here: healthcare expenses can drain the retirement savings if healthcare costs are not properly taken into account. To think that portfolio returns will exceed the potential expenses, should extensive healthcare costs be incurred, is ignoring financial market reality. To think that estate planning documents will save more than the costs of potential out-of-pocket expenses is ignoring legislative reality. Elder care attorneys/financial planners will serve their clients best by helping them with potential healthcare costs first.

"Sobre este t�tulo" puede pertenecer a otra edici�n de este libro.

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Stories & Sequels ltd
530 Claremont Ave, Unit 1292, Ashland, OH, 44805, U.S.A.

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Tienes derecho a desistir del presente contrato en un plazo de 14 d�as naturales sin necesidad de justificaci�n.

El plazo de desistimiento expirar� a los 14 d�as naturales del d�a en que t� o un tercero que hayas indicado, distinto del transportista, adquiera la posesi�n material del �ltimo bien, componente o pieza.

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Para cumplir el plazo de desistimiento, basta con que la comunicaci�n relativa al ejercicio por tu parte de este derecho sea enviada antes de que venza el plazo correspondiente.

Consecuencias del desistimiento:

En caso de desistimiento por tu parte, te devolveremos todos los pagos recibidos de ti, incluidos los gastos de entrega (con la excepci�n de los gastos adicionales resultantes de la elecci�n por tu parte de una modalidad de entrega diferente a la modalidad menos costosa de entrega ordinaria que ofrezcamos) sin ninguna demora indebida y, en todo caso, a m�s tardar 14 d�as naturales a partir de la fecha en la que se nos informes de tu decisi�n de desistir del presente contrato. Procederemos a efectuar dicho reembolso utilizando el mismo medio de pago empleado por ti para la transacci�n inicial, a no ser que hayas dispuesto expresamente lo contrario; en todo caso, no incurrir�s en ning�n gasto como consecuencia del reembolso.

Podremos retenerte el reembolso hasta haber recibido los bienes, o hasta que hayas presentado una prueba de la devoluci�n de los mismos, seg�n qu� condici�n se cumpla primero. Deber�s devolvernos o entregarnos directamente los bienes a Stories & Sequels, 530 Claremont Ave Unit 1292, 44805, Ashland, Ohio, U.S.A., 567-215-0476, sin ninguna demora indebida y, en cualquier caso, a m�s tardar en el plazo de 14 d�as naturales a partir de la fecha en que nos comuniques tu decisi�n de desistimiento del contrato. Se considerar� cumplido el plazo si efect�as la devoluci�n de los bienes antes de que haya concluido dicho plazo. Deber�s asumir el coste directo de devoluci�n de los bienes. Solo ser�s responsable de la disminuci�n de valor de los bienes resultante de una manipulaci�n distinta a la necesaria para establecer la naturaleza, las caracter�sticas y el funcionamiento de los bienes.

Excepciones al derecho de desistimiento:

La entrega de peri�dicos, publicaciones especializadas o revistas con la excepci�n de contratos de suscripci�n; y
La entrega de contenido digital (incluyendo apps, software digital e-books, MP3, etc.) que no hubiera sido entregado en un medio tangible (por ejemplo: CD o DVD), si al realizar tu pedido has aceptado que podemos proceder al env�o del producto y que no resulta posible su cancelaci�n una vez comienza la entrega.

Modelo de formulario de desistimiento

(S�lo debe cumplimentar y enviar el presente formulario si desea desistir del contrato)

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Por la presente le comunico/comunicamos* que desisto de mi/desistimos de nuestro* contrato de venta del siguiente bien/prestaci�n del siguiente servicio*

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Condiciones de env�o

Tarifas de env�o en Estados Unidos de America

Tarifas de env�o en Estados Unidos de America
Cantidad del pedido	De 4 a 14 d�as h�biles	De 2 a 5 d�as h�biles
Primer art�culo	EUR 0.00	EUR 4.29

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