Healthcare Without Insurance (Paperback)

Paperback. Millions of Americans live without health insurance - some by choice. But some are self-employed. Some work for small businesses that offer no benefits. Some earn too much for assistance but not enough to comfortably afford premiums. Others carry insurance cards yet remain effectively uninsured because of high deductibles, limited networks, and rising out-of-pocket costs. This is a practical guide written by an insurance agent for people who are uninsured, underinsured, self-employed, retired early, between jobs, or simply trying to understand alternatives to traditional health insurance. From little-known financial products to creative family business solutions, this book draws from thousands of years of insurance history to offer a pragmatic and practical guide to surviving - and understanding - the challenges of our modern healthcare system when traditional insurance is unavailable, unaffordable .or simply insufficient. Table of Contents: The History of Insurance and UninsuranceBefore Health Insurance was Invented: the First Public Healthcare SystemsAncient EgyptAncient EuropeGlobal DevelopmentThe Pre-Modern Healthcare SystemsDevelopment of Mechanized and Industrial HealthcareThe American System: Integrated Insurance and Health Care OrganizationsModern HealthcareThe HMOThe PPOThe EPOMedicare and MedicaidThe HSAThe Affordable Care Act Reasons to Go Without InsuranceThe Uninsured Are Not What You ThinkCommon Stereotypes About the UninsuredWhy So Many Uninsured People Are EmployedUninsured by Choice vs. Uninsured by CircumstanceAnother Kind of Unisurance: Under-insuranceRising Premiums and the Changing Subsidy LandscapeA Simple Calculation: When Insurance Costs More Than the Expected BenefitChristian Health Sharing MinistriesDirect Pay MedicineConcierge MedicineDirect Primary CareLimitations of Direct-Pay MedicineSelf InsuranceBecoming Your Own Insurance CompanyThe Default OptionHow Self-Insurance WorksThe Growing Appeal of Self-InsuranceThe Huge Problem of Catastrophic RiskLimited Self-Insurance vs. Total Self-InsuranceWho Can Actually Successfully Self-Insure?The Insurance Company's SecretHow the Uninsured and Underinsured PaySurviving Medical Bills Without InsuranceCredit Cards and FinancingNegotiating Medical BillsCash-Pay PricingPrompt-Pay DiscountsCharity CareEmergency Rooms and Uncompensated CareFinancial Assistance Programs and CouponsHospital NegotiationsBankruptcy: The Last Financial Safety NetThe Uninsured Healthcare Ecosystem Medical TourismThe First Step: Don't Leave Home - Ordering (Prescriptions) InTraveling to Medical Care: the "Worst Vacation Ever"See America First: Domestic Medical TourismTravel the World: International Medical TourismPopular Medical Tourism DestinationsMexicoCosta RicaIndiaThailandMedical Refugees: Moving for HealthcareThe Globalization of Healthcare Solutions: Practical Products and PlansProducts for the UnderinsuredIndemnity Plans and Fixed Benefit CoverageHospital Indemnity InsuranceAccident InsuranceCritical Illness InsuranceGap Coverage PlansLife Insurance with Living BenefitsHow These Products Help Uninsured and Underinsured Families Small Business SolutionsAssociation PlansGroup CoverageLevel-Funded PlansEmployer Reimbursement ArrangementsICHRAs and QSEHRAs The Family Business As a Healthcare SolutionThe Family BusinessAdditional Tax Benefit Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…