Generational Wealth Begins with Generational Knowledge®: The Seven Stages of Financial Empowerment and a Legacy of Prosperity

From the 2026 International Impact Book Award Winner and Two-Time Amazon Bestselling Author

You don’t have a money problem. You have a pattern that’s been running your financial life for years. Most people don’t recognize it. They only feel the results.

For generations, we’ve been taught that building wealth is about numbers, budgets, and investment strategies. Yet, despite having more access to financial information than ever before, the same cycle continues: 70% of wealthy families lose their wealth by the second generation, and 90% by the third.

Why? Because wealth is not lost on spreadsheets. It is lost in what goes unexamined.

Dr. Joaquin E. Wallace reveals that the true driver of financial success or failure lies in your Financial Genetic Code®—the unseen combination of Inherited Financial Narratives, Encoded Financial Behaviors, and lived experiences that silently shape every financial decision you make.

In Generational Wealth Begins with Generational Knowledge®: The Seven Stages of Financial Empowerment and a Legacy of Prosperity, Dr. Wallace introduces a powerful framework designed to break cycles, not just build portfolios.

This is not another financial literacy book. This is a blueprint for transformation.

Through the Seven-Stage Generational Wealth Model©, you will move beyond surface-level advice and dive into the deeper work of emotional healing and practical strategy that determines whether wealth is created, and whether it lasts:

• Stage 1: Financial Awareness — Identify your internal and external ecosystems (Walls In & Walls Out) to understand the beliefs, emotions, and environments shaping your financial identity.

• Stage 2: Decode Your Financial Genetic Code® — Confront financial trauma and anxiety by uncovering the hidden emotional patterns and stress responses influencing how you earn, spend, save, and invest.

• Stage 3: Financial Healing — Interrupt generational cycles and begin reshaping your relationship with money.

• Stage 4: Financial Edification and Inclusion — Build financial capability with the knowledge and tools required to participate fully in wealth-building systems.

• Stage 5: Financial Well-Being — Create stability and sustainability. As Dr. Wallace states, “Financial health is financial wealth.”

• Stage 6: Generational Knowledge — Prepare the next generation with intention and understanding.

• Stage 7: Generational Wealth — Implement structures that allow wealth to grow, endure, and transfer across generations.

Drawing from his work as a financial planner, educator, and founder of the award-winning nonprofit Project Transition Incorporated, Dr. Wallace delivers a practical, trauma-informed approach that meets people where they are. He guides readers away from past shame and toward clear, doable action.

If you’re ready to break patterns, build with intention, and create wealth that lasts beyond your lifetime, this companion guide will show you where to begin.

Because generational wealth does not start with money. It starts with what you know—and what you choose to change.