Professor Magorzata Iwanicz-Drozdowska, Ph.D. is Full Professor of Finance at Warsaw School of Economics (Poland) and a head of the Financial System Unit in the Institute of Finance. Ms. Iwanicz-Drozdowska graduated from Warsaw School of Economics in 1995. She has been involved in business practice for more than 20 years. Professor Iwanicz-Drozdowska is a member of the supervisory boards for Alior Bank, the Insurance Guarantee Fund, and the European Medical Fund. She cooperates with the Gdansk Institute for Market Economics (think tank) and Warsaw Institute of Banking. Ms. Iwanicz-Drozdowska was granted scholarships by Georgetown University, Washington, D.C. (1999) and Deutsche Stiftung fuer Internationale Rechtliche Zusammenarbeit EV (1998). She was a Visiting Researcher at New York University, Stern School of Business, and a Visiting Professor within the Erasmus program. Ms. Iwanicz-Drozdowska is author of more than 130 publications on banking and financial services market and a participant of numerous research projects. Her specializations include financial safety net, financial stability, management of financial institutions, and financial education.

Jakub Kerlin is Master of Laws at the University of Warsaw and Master in Finance and Accounting at Warsaw School of Economics. Awarded by the Minister of Science for academic performance, he is a Ph.D. candidate at the College of Management and Finance (in the Institute of Finance) at Warsaw School of Economics. He is a Bank Guarantee Fund employee and is training as a legal articled clerk. His research interests include deposit insurance, bank recovery and resolution, financial safety net architecture, and financial stability.

Anna Kozowska is a Ph.D. candidate at Collegium of Management and Finance (in the Institute of Finance) at Warsaw School of Economics. She was awarded a Master of Arts degree at Warsaw School of Economics in 2009. She has held a professional role within the Risk Division ofING Bank ?l?ski since 2010. Her research interests include financial stability, market risk, and banking regulations.

Elbieta Malinowska-Misig, Ph.D. has been Assistant Professor in the Institute of Finance at Warsaw School of Economics since October 2012. She graduated from the Faculty of Economic Sciences, University of Warsaw in 1997. From 1998-2012 Ms. Malinowska-Misig worked as a Research Assistant at the Gdansk Institute for Market Economics (think tank). Between November 2006 and June 2007 she was an advisor to the Minister of Finance on matters relating to the preparation of new law on public finance. Her main area of interest is public finance, with particular emphasis on organizational and regulatory issues. She is author and co-author of around 40 publications including nearly 20 books,. She has also provided reports and consultancy for inter alia, the Polish Parliament, the Ministry of Finance and the Ministry of Regional Development, and published articles in newspapers and specialist journals.

Agnieszka K. Nowak, Ph.D. is an Assistant Professor in the Institute of Finance at Warsaw School of Economics. An author of publications on bank controlling, banking risk, bank management, and financial education, she also has practical experience in banking, having worked for financial institutions and been employed as a member of the supervisory board of a brokerage firm.

Pawe Smaga, Ph.D. is an Assistant Professor in the Institute of Finance at Warsaw School of Economics. He is Senior Economist at the National Bank of Poland, where he is responsible for analysing financial stability issues, macroprudential supervision, and the EU financial system regulations, which also constitute areas of his research interests. For his Ph.D. thesis in 2014 he received the 1st Award of the President of the Bank Guarantee Fund and recognition from the Governor of the NBP (National Bank of Poland).

Piotr Winiewski, Ph.D. is an economic sciences graduate of Warsaw School of Economics and the University of Minnesota. He is a Visiting Professor at various universities abroad and also Assistant Professor in the Corporate Finance Unit for the Institute of Finance at Warsaw School of Economics. He has held managerial positions for Cr�dit Lyonnais (now Cr�dit Agricole Group) in London, and in Erste Securities, Wood & Company, TFI PZU, PKO BP. His areas of practical and academic interest include corporate finance, global capital markets and success factors of international financial institutions (including in the context of intellectual capital).

Bartosz Witkowski, Ph.D. is Associate Professor of the Institute of Econometrics at Warsaw School of Economics. He graduated from Warsaw School of Economics in 2001. His research specialization includes panel data analysis and its application in economics and finance. He cooperated as lecturer and researcher with the Polish Academy of Science, the National Bank of Poland, World Bank, and Bank Guarantee Fund. Mr. Witkowski is a participant of numerous research projects financed by the National Science Center and the National Bank of Poland, and is author and co-author of various research papers.

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