Contemporary Studies in Economic and Financial Analysis (CSEF 104) dedicates 16 chapters in articles and studies on Contemporary Issues of Business Economics and Finance. Authors contributed from the International Applied Social Science Congress, held in Turkey.

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Simon Grima, Ph.D (Melit.), MSc (Lond), MSc (BCU), B.Com (Hons) (Melit.), FFA, FAIA (Acad), is the Head of the Department of Insurance, in charge of the Bachelor of Commerce in Insurance, the Bachelor of Commerce (Honours) and Master’s degrees in Insurance and Risk Management and a Senior Lecturer at the University of Malta.
Ercan �zen received his BSc in Public Finance (1994), MSc in Business-Accounting (1997), PhD in Business Finance (2008) from University of Afyon Kocatepe. Now he is Associate Professor of Finance in Department of Banking and Finance, School of Applied Sciences, University of Uşak, Turkey.
Hakan Boz is an Assistant Professor at Usak University, School of Applied Sciences. Prior to joining the academia, he has held various positions in the tourism and hospitality sector. He has over ten years of managerial experience in the tourism and hospitality sectors.

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