Optimize Your 401(k): Seize Opportunities, Avoid Pitfalls, Build Wealth—and Make Millions - Tapa blanda

Sinopsis

Are you contributing to your 401(k)... but still not sure you're making the right decisions?

You're not alone.

Most people follow the default setting, put off important choices, or assume their plan is doing more for them than it really is. Over time, those small mistakes can cost you thousands in missed growth, lost matching dollars, and avoidable setbacks.

This book shows you how to take control of your 401(k) with more clarity, more confidence, and far less guesswork.

Why trust this guidance?

William A. Bader, JD, CPA brings thirty-five years of experience helping people understand retirement plans and make smarter 401(k) decisions. He spent over two decades at Mercer, serving as a worldwide partner at this world leading retirement and human resources consulting firm. Before Mercer, he practiced pension, 401(k), and tax law at Fried Frank, a leading law firm in New York City.

He has spent decades inside the system, seeing what works, what fails, and where people lose money without realizing it.

Inside this book, you'll learn how to:

• Maximize your employer match so you don't leave free money behind
• Know whether Roth or traditional contributions make the most sense for you
• Choose investments based on sound research instead of guesswork
• Spot opportunities in your plan that many participants overlook
• Calculate your goal in dollars so you don't run out of money after your retirement
• Avoid common plan mistakes that can quietly reduce your long-term results
• Handle rollovers the right way when changing jobs

"Sinopsis" puede pertenecer a otra edición de este libro.