You're not behind. You're compressed.
Every retirement chart is about someone else's twenty-year head start. If you're 45, 50, or later with $12,000 saved instead of $500,000, you already know that. What you don't know is what your actual twenty years produces — and the honest answer is far more than despair says. A 47-year-old routing $2,000/mo into the machine at 7% gets to ~$984,000 by 67. Call it a million.
This book is not encouragement. Encouragement is what has failed you. This is a Chartered Accountant's plan: worked math, catch-up provisions most late starters don't know exist, and the Bridge Decade (60–70) sequence that stretches a modest pot much further than the calculators predict.
Inside the BASELINE System for late starters:
* The Honest Number — end the avoidance in one chapter
* Two Baselines — True Baseline now, Landing Baseline at 67 (the gap IS the plan)
* The Compressed Advantage — the honest 20-year math, stated flatly
* The Catch-Up Wall — the age-50+ contribution space you're leaving on the table
* The Compression Route — 25–40% savings rates are realistic at peak income
* The Great Downshift — redirect $1,500–$3,000/mo of disappearing obligations into the plan before lifestyle absorbs it
* The Bridge Decade — Social Security timing, part-time income, the sequence math
* The Never-List — what a late starter must never do (framed, on the wall)
Meet Dan (47, divorced, $38K saved), Rosa (52, nurse, $61K, last kid graduating), and Victor (58, business closed, $12K). Their plans work. So does yours.
If you've been avoiding retirement calculators because the output hurts — start here.
"Sinopsis" puede pertenecer a otra edición de este libro.
Librería: California Books, Miami, FL, Estados Unidos de America
Condición: New. Print on Demand. Nº de ref. del artículo: I-9798191524559
Cantidad disponible: Más de 20 disponibles
Librería: PBShop.store UK, Fairford, GLOS, Reino Unido
PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000. Nº de ref. del artículo: L2-9798191524559
Cantidad disponible: Más de 20 disponibles
Librería: CitiRetail, Stevenage, Reino Unido
Paperback. Condición: new. Paperback. You're not behind. You're compressed. Every retirement chart is about someone else's twenty-year head start. If you're 45, 50, or later with $12,000 saved instead of $500,000, you already know that. What you don't know is what your actual twenty years produces - and the honest answer is far more than despair says. A 47-year-old routing $2,000/mo into the machine at 7% gets to $984,000 by 67. Call it a million. This book is not encouragement. Encouragement is what has failed you. This is a Chartered Accountant's plan: worked math, catch-up provisions most late starters don't know exist, and the Bridge Decade (60-70) sequence that stretches a modest pot much further than the calculators predict. Inside the BASELINE System for late starters: * The Honest Number - end the avoidance in one chapter* Two Baselines - True Baseline now, Landing Baseline at 67 (the gap IS the plan)* The Compressed Advantage - the honest 20-year math, stated flatly* The Catch-Up Wall - the age-50+ contribution space you're leaving on the table* The Compression Route - 25-40% savings rates are realistic at peak income* The Great Downshift - redirect $1,500-$3,000/mo of disappearing obligations into the plan before lifestyle absorbs it* The Bridge Decade - Social Security timing, part-time income, the sequence math* The Never-List - what a late starter must never do (framed, on the wall) Meet Dan (47, divorced, $38K saved), Rosa (52, nurse, $61K, last kid graduating), and Victor (58, business closed, $12K). Their plans work. So does yours. If you've been avoiding retirement calculators because the output hurts - start here. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability. Nº de ref. del artículo: 9798191524559
Cantidad disponible: 1 disponibles