A Developing Country Experience Financial Inclusion - Tapa blanda

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"""Dr. Chanchal Kumar Buttan M. Com, Phd.
Principal, Safia Arts Commerce and Law (govt. aided) College, Bhopal. He is gold medallist and Nehru Granth Academy award winner for meritorious studies with 43 years of teaching experience. Having guided number of students for Phd. degree in India and UK, he has published more than 125 national and international research papers along with 5 books to his account. He had been Division Commander for 29 years with the rank of Lt. Cdr (Naval Wing) with many glorious awards. He is a resource person and visiting faculty in number of institutions and business schools. He is the director of Talent Academy an institute for workshop for defense aspirants with high rating and selection in India for Army Navy and Air Force. He takes himself as learner and student for the rest of his life.

Ms. Pinky Mankani
Obtained her Post Graduate degree from Barkatullah University, Bhopal (M.P). She is a Shankar Dayal Sharma Awardee in her Graduation and UGC NET JRF Awardee twice (June 2010 cycle & Dec 2020 - June 2021 merged cycle). Currently, she is a registered PhD Scholar of Barkatullah University. She has also completed a project under UGC STRIDE scheme Research Capacity Building Programme Component 1 (under DAVV, Indore). She has published many Research papers (some awarded first prize) in International and national conferences and journals. She is a member of academic bodies like Indian Accounting Association and Indian Commerce Association."""