Artículos relacionados a Credit Risk Management Of Banks In India

Credit Risk Management Of Banks In India - Tapa blanda

Deshpande, Aruna Purushottam; Mandlik, Dhananjay

 
9786209490842: Credit Risk Management Of Banks In India
Tapa blanda
ISBN 10: 6209490840 ISBN 13: 9786209490842
Editorial: LAP LAMBERT Academic Publishing, 2026

Sinopsis

This book explains why credit risk management sits at the heart of banking stability. It shows how banks identify, assess, and control the risk of borrower default. Loans, bonds, and credit exposures form the core focus. The discussion highlights how financial crises and complex global markets have made risk control more critical than ever. Banks must protect solvency while sustaining profitability.The book explains the role of the Basel Accords in shaping modern credit risk practices. Basel II and Basel III introduce structured methods to measure risk and determine capital adequacy. Credit risk weights emerge as a key tool for linking asset risk with capital requirements. Alongside global standards, national regulation is equally important. In India, the Reserve Bank of India aligns Basel norms with local market realities, ensuring discipline and stability.Internal rating systems receive special attention. These systems assess borrower creditworthiness using financial strength, past performance, economic trends, and regulatory conditions. The book emphasizes balancing risk and return through strong models, portfolio diversification, and continuous monitoring.

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Editorial
LAP LAMBERT Academic Publishing
Año de publicación
2026
Idioma
Inglés
ISBN 10 
6209490840
ISBN 13 
9786209490842
Encuadernación
Tapa blanda
Número de páginas
316
Contacto del fabricante
no disponible
Persona responsable
no disponible