THE IMPACT OF HIGH INTEREST RATE TO THE GROWTH OF SMEs THE CASE STUDY TANZANIAN BANKS - Tapa blanda

Oreku, George

 
9783843360036: THE IMPACT OF HIGH INTEREST RATE TO THE GROWTH OF SMEs THE CASE STUDY TANZANIAN BANKS
Tapa blanda
ISBN 10: 3843360030 ISBN 13: 9783843360036
Editorial: LAP LAMBERT Academic Publishing, 2010

Sinopsis

This paper examines how higher interest rates in public micro-finance in Tanzania are affecting the growth of SMEs. We argue that these financial institutions can help in giving credit and loans to the SMEs and entrepreneurs for different project implementation and growth but yet the fact may arise out that many SMEs are unable to meet the tough Banks requirements and interest rates currently in place. We realized that even though the project might be, neither too productive, nor too unproductive, reducing such interest rate is inevitable, with the SMEs being involved in borrower selection only. We further, identified statistically the present credit delivery and status of access to these institutions, understanding of interest in loans and SMEs distribution in the country.

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Reseña del editor

This paper examines how higher interest rates in public micro-finance in Tanzania are affecting the growth of SMEs. We argue that these financial institutions can help in giving credit and loans to the SMEs and entrepreneurs for different project implementation and growth but yet the fact may arise out that many SMEs are unable to meet the tough Banks requirements and interest rates currently in place. We realized that even though the project might be, neither too productive, nor too unproductive, reducing such interest rate is inevitable, with the SMEs being involved in borrower selection only. We further, identified statistically the present credit delivery and status of access to these institutions, understanding of interest in loans and SMEs distribution in the country.

Biografía del autor

George S. Oreku is a Principal researcher and a Director of ICT and Technology Transfer with Tanzania Industrial Reseach and Development Organization (TIRDO). He has worked as a Lecturer at Heilongjiang University Computer Science division China, Institute of Finance Management (IFM) and University of Dodoma (UDOM) respectively.

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Editorial
LAP LAMBERT Academic Publishing
Año de publicación
2010
Idioma
Inglés
ISBN 10 
3843360030
ISBN 13 
9783843360036
Encuadernación
Tapa blanda
Número de páginas
60
Contacto del fabricante
no disponible
Persona responsable
no disponible