Money and Work: An Essential Guide - Tapa blanda

As students leave college - already weighed down by the burden of student loans to repay - and enter the working world with all of its financial and legal traps and temptations, it is more important than ever that they understand the most important facts of personal finance and employment rights. This guide is for young people attending higher education institutions or starting work for the first time. Many young people have little or no idea about basic financial and related matters, such as how credit cards, bank accounts, and overdrafts actually work - and consequently run the risk of paying much more in interest and charges. Nor do they always understand exactly what they are doing when they sign a contract of employment, why it is important to start saving early, what a mortgage really is, and how the various types differ. This book addresses these issues as well as pension planning and income tax.

Wyn Derbyshire is a Partner at SJ Berwin LLP, Solicitors, where
he is Head of the Pensions Group. He has written numerous articles,
commented in the media on various pensions issues and with Hardy and Maffey
has co-written `TUPE: Law & Practice', 2006 (Spiramus). Along with Stephen
Hardy, he is also co-editor of Sweet & Maxwell's `Doing Business in Europe'
looseleaf (2 volumes), as well as being legal consultant to Gee's "The
Pensions Factbook".

Stephen Hardy is a Barrister, and was formerly Professor of Law at the
University of Manchester where he researched in EU and employment law. He
is currently co-editor of Sweet & Maxwell's `Doing Business in Europe' and
General Editor of Sweet & Maxwell's `Employment Encyclopaedia', as well as
widely published on employment-related matters.

David Wicks entered the financial services industry in 1971, and has held a
variety of Marketing, Technical and Developmental roles with life assurance
companies. As Managing Director of Finance Industry Training Limited (FIT),
he provides various consultancy services to Insurance Companies, IFAs and
other institutions in the financial world, and writes extensively on a
range of financial topics.