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How to Boost Your Credit Score Range and Make Money With Credit Cards.: How to Repair Your Credit With Credit Repair Strategies. (Entrepreneurship) [Idioma Inglés] - Tapa blanda

Libro 3 de 6: Entrepreneurship

Martinez, Dr. Ernesto

 
9781646350018: How to Boost Your Credit Score Range and Make Money With Credit Cards.: How to Repair Your Credit With Credit Repair Strategies. (Entrepreneurship) [Idioma Inglés]

Sinopsis

Your credit score affects more than whether a lender says yes.

It can influence interest rates, borrowing costs, housing applications, and access to financial opportunities. In this practical beginner's guide, Dr. Ernesto Martinez explains how credit reports and scoring work, how to identify common problems, and how to build habits that may support stronger credit over time.

Inside, you'll learn how to:

  • Understand the major factors that influence common credit scores
  • Review credit reports and dispute inaccurate information
  • Prioritize balances and payments more strategically
  • Use credit cards responsibly to establish a positive payment history
  • Manage utilization and avoid unnecessary applications
  • Compare card fees, rewards, interest, and borrowing costs
  • Evaluate credit-based business or investment ideas with greater care

Whether you're rebuilding after past mistakes, applying for credit for the first time, or trying to manage cards more confidently, this book offers a clear framework for making informed decisions.

Build better credit habits. Reduce costly mistakes. Use credit as a tool, not a trap.

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Reseña del editor

Having a low credit score can be very expensive and cause you to miss out on opportunities. In my case, I was trying to refinance my $300,000 mortgage. My credit score was 620 because I had some negative items on my credit that I wasn’t aware of, and extra debt on my credit cards that I could not afford to pay off. I was quoted an interest rate of 6.25% because of my low credit score. Instead of taking the loan, I repaired my credit by removing the incorrect items and paid down some of the debt on my credit cards. I waited a month, and my credit score jumped to 725. I reapplied for the loan and got a quote of 4.5%. If you have one mortgage, buy 3 cars over the 30 year period, and carry $10,000 credit card debt over the 30 year period, you will spend an extra $238,500 on additional interest, or another way to look at it, you will throw away $238,500 to have the same things had you not maintained a healthy credit history and score.If you need to increase your credit score to move into a new apartment, house, buy a car, or get loans for business. This book has a complete game plan on how to get started and get the end results you’re looking for.If you’re in a bind and need quick results, this book will show you how to increase your credit score in hours!This book will teach you the fundamentals of credit repair, how the credit system works, and how to maximize your credit benefits.Plus, we offer recommendations on how to develop a monthly cash flow system that can generate thousands of dollars per month and use your credit cards to buy real assets like real estate.This credit guide will teach you how to make money with your credit like a professional investor and help you build new streams of income. Success is learnable, follow the strategies in this book, and open yourself to a new world of opportunities. "Dr. Ernesto Martinez offers a wealth of advice and information that any consumer would do well to follow and implement. I highly recommend this book for anyone interested in fixing their finances and generating new forms of income." Justin Degeneffe, Credit Counselor

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