Banking Principles and Practice, Vol. 4 of 5 (Classic Reprint): Domestic Banking-Earning Assets: Domestic Banking-Earning Assets (Classic Reprint) - Tapa blanda

Sinopsis

Learn how banks manage earning assets and run the discount desk to support lending and liquidity.

This volume explains the discount department’s role in domestic banking, from discounting notes and handling collateral to preparing for rediscount or sale. It covers how the work is organized, the flow of daily tasks, and how the department contributes to a bank’s earnings and safety.

Readers will see practical explanations of discount concepts, how interest is collected in advance, and how different types of papers are treated. The book also outlines how banks gather credit information, assess borrowers, and use mercantile agencies and financial statements to manage risk.

• How discounting works in practice and why it affects a bank’s income


• How discounted and pledged papers are cared for and accounted for


• Where banks obtain credit information and how it informs lending decisions


• How the discount desk interacts with other departments and with rediscount facilities

Ideal for students and professionals seeking a clear view of the discount department and its impact on banking operations.

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