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Bank Credit (Classic Reprint): A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers: A Study of the Principles and ... Made by Banks to Borrowers (Classic Reprint) - Tapa blanda
Sinopsis
Understand how banks extend credit and what drives their lending decisions. This essential study explains the nature of bank credit, the role of bank acceptances, and how loans shape the money you use every day. It links theory with practice to show how credit is created, measured, and managed.
The book surveys the quantitative and qualitative aspects of bank credit, from how loans relate to deposits to how the loan process is investigated and supervised. It also examines the borrower’s statements, asset valuation, and the use of life insurance and other tools to support credit decisions.
- How banks balance cash, deposits, and loans within the financial system
- How loan expansion affects liquidity and credit risk
- The roles of supervision, examinations, and note brokerage in lending
- Methods for assessing borrower solvency and the integrity of financial statements
Ideal for readers of banking, finance, and economic policy who want a clear view of bank credit in practice.
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Reseña del editor
Excerpt from Bank Credit: A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers
Bank credit, as the term is used in this volume, stands for credit extended by banks to borrowers. Bankers frequently use the term in the plural, meaning advances made to their borrowing customers. Whether the borrower withdraws the amount of the proceeds of his loan in cash at once or leaves it on deposit with the lending bank, the loan in either case constitutes credit extended. Just as a merchant extends credit to the customer who pays for his purchase at a later time, so the banker extends credit to the business man who borrows money. Whether the money is taken from the bank at the time the loan is made, the next day, or ten days later, makes no essential difference; bank credit may take even the form of an overdraft.
About the Publisher
Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com
This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Reseña del editor
Excerpt from Bank Credit: A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers
Information embodied chiefly in chapters VII-XI and XVI, and unobtainable from the ordinary sources, was secured by extensive correspondence and interviews with bankers and note brokers, to whom my sincere thanks are due.
For invaluable suggestions I am grateful to Professors Ray B. Westerfield, Fred R. Fairchild and Irving Fisher, of Yale.
About the Publisher
Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com
This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
"Sobre este título" puede pertenecer a otra edición de este libro.
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Bank Credit (Classic Reprint)
Impresión bajo demandaLibrería: Forgotten Books, London, Reino Unido
Calificación del vendedor: 5 de 5 estrellas
Paperback. Condición: New. Print on Demand. This book delves into the intricacies of bank credit, a subject that has fascinated economists and financiers for centuries. The author, drawing on a wealth of sources including historical bank records, banking periodicals, and interviews with prominent bankers, meticulously unravels the complex relationship between bank loans, deposits, and reserves. The book explains how banks create credit, a process often described as ââ Å"manufacturingââ  credit, and challenges traditional theories that have long dominated the field. The author presents a new and compelling argument for understanding how banks expand their loan portfolios, shedding light on the role of primary deposits in individual bank lending. The book further analyzes the implications of various bank practices, such as the growth of note brokerage and the emergence of credit departments, on the soundness of bank loans and the overall health of the banking system. This book offers a unique and insightful exploration of the foundations of bank credit, providing a valuable resource for anyone seeking to understand this critical element of our financial system. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Nº de ref. del artículo: 9781330202258_0
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Bank Credit A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers Classic Reprint
Librería: PBShop.store US, Wood Dale, IL, Estados Unidos de America
Calificación del vendedor: 5 de 5 estrellas
PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000. Nº de ref. del artículo: LW-9781330202258
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Bank Credit A Study of the Principles and Factors Underlying Advances Made by Banks to Borrowers Classic Reprint
Librería: PBShop.store UK, Fairford, GLOS, Reino Unido
Calificación del vendedor: 5 de 5 estrellas
PAP. Condición: New. New Book. Shipped from UK. Established seller since 2000. Nº de ref. del artículo: LW-9781330202258
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