Retire Secure!: A Guide To Getting The Most Out Of What You've Got, Third Edition - Tapa dura

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With over 30 years of retirement and estate planning experience, Attorney/CPA James Lange and his team have drafted more than 1,800 wills and trusts. Jim is the author of two bestselling books including Retire Secure! Pay Taxes Later (Wiley, 2006 and 2009), which was endorsed by Charles Schwab, Larry King, Ed Slott, Jane Bryant Quinn, Roger Ibbotson, and Burton Malkiel and dozens of other financial experts. Jim also wrote The Roth Revolution, Pay Taxes Once and Never Again (Morgan James, 2011), which was endorsed by Ed Slott, Natalie Choate and Bob Keebler and many others. He is the creator of Lange's Cascading Beneficiary Plan™ and The Roth IRA Institute. Jim's strategies have been endorsed by The New York Times, The Wall Street Journal (30 times), Newsweek, Money Magazine, Smart Money, Reader's Digest, Financial Planning, Bottom Line, Kiplinger's, and many other publications. His articles have appeared in Bottom Line, Financial Planning, The Tax Adviser (the pee

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Now more than ever, Americans approaching or already in retirement are asking, Will my money last as long as I do and how can I get the most from what I ve got? In the updated Third Edition of Retire Secure!, James Lange (Jim) provides new examples and new strategies developed from his 32 years as a practicing estate attorney and CPA.

The Third Edition of Retire Secure! shows how to use IRAs, retirement plans, Roth IRAs and Roth 401(k)s, Roth IRA conversions, as well as other tax-favored strategies to let Uncle Sam subsidize your retirement and your family s lifestyle for the remainder of your and your spouse s life, and well beyond that.

Jim provides critical advice for all stages of retirement planning, from how to maximize tax-deferred savings to the most tax-efficient ways to withdrawal your money during retirement.

• He outlines the best formulas for accumulating wealth while you are working.
• He provides optimal spending strategies for retirees.
• He offers expert guidance on legacy planning.

This updated edition of Retire Secure! also covers the famous Lange s Cascading Beneficiary Plan that provides a framework for developing a flexible estate plan that, among other goals, seeks to sustain the tax-favored status of your retirement plans or IRAs long after your death.

Jim has a history of staying ahead of the curve, seeing trends and anticipating changes in the tax laws. In 1998, he was among the first to recognize the wealth-building potential of Roth IRAs and wrote a peer-reviewed article for The Tax Adviser (official journal of the AICPA) that would go on to win Article of the Year. In this Third Edition, he analyzes the possible repercussions if Congress kills the Stretch IRA or seriously truncates its stretch. But, true to form, he also provides new avenues to reach the best outcomes if the laws are changed. For example, he describes how using a Charitable Remainder Unitrust (CRUT) as a beneficiary of your IRA will potentially be more favorable for many families than just leaving the IRA to your children.

Every chapter of Retire Secure! contains recommendations, analysis, and case studies based on a deep understanding of tax law, estate planning, investing, and running the numbers. Most importantly, they are time tested and proven to work.

Follow Jim s guidelines and get the most out of what you ve got for your retirement and your family s future security.

With over three decades of estate and retirement planning experience, James Lange, and his team have drafted over 2,000 wills and trusts. A nationally recognized IRA, Roth IRA conversion, and 401(k) expert, he is regularly invited to speak and provide workshops for both consumer and professional organizations. Jim is the creator of Lange s Cascading Beneficiary Plan, a benchmark in retirement planning with the flexibility and control it offers the surviving spouse. Jim is also the founder of The Roth IRA Institute, created to train and educate financial advisors.

Jim s strategies have been endorsed by The Wall Street Journal (35 times), Newsweek, Money, Smart Money, Reader s Digest, Bottom Line, and Kiplinger s. His article have appeared in Trusts & Estates (including two articles published in 2014, one on IRAs and one on Social Security), Financial Planning, The Tax Adviser, and Journal of Retirement Planning.

Jim is the best-selling author of Retire Secure! (Wiley, 2006 and 2009) and The Roth Revolution, Pay Taxes Once and Never Again (Morgan James, 2010).