Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it's completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt. The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren't inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others. By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.
"Sinopsis" puede pertenecer a otra edición de este libro.
Reyna Gobel, M.B.A., M.J., is a freelance journalist who specializes in financial fitness. Her financial advice appears regularly on www.investopedia.com and Yahoo! Finance, as well as other print and online outlets.
Get a plan to manage student loan debt!
"Gobel writes in a straightforward, matter-of-fact way that makes it easy for the reader to understand the nuances of student debt without feeling overwhelmed. This book is full of relevant information that is organized perfectly for someone who wants a quick but thorough understanding of how to repay student debt in an efficient yet manageable way."
?Erin Joyce, Managing Editor, Investopedia; President and Owner, E3 Writing Services
Are you up to your eyeballs in student loan debt? You aren't alone! This trusted guide gives you a step-by-step road map for getting out from under student loan debt while keeping the rest of your finances on track. You'll get expert advice on how to:
Evaluate your student debt situation
Organize your student debt payments
Consolidate your federal loans
Manage your private loans and payoff strategies
Budget for your lifestyle and your loans
Pay off your non-student-loan debt
Understand how your debt looks to lenders
Budget during inflation, layoffs, pay cuts, and career changes
Pay off your student loans early
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