Today's Guide to Retirement Planning - Tapa blanda

"The word 'retirement' for today's retirees and soon-to-be retirees means exactly the opposite of what it meant for our parents and grandparents. It now means beginning rather than stopping. What will your next beginning be? Today's Guide to Retirement Planning, a resource for adults ages fifty and over, helps you figure it out. This is a book that actually forces you to prioritize by taking you through a personal and financial inventory to create a plan that you will follow because it's your plan. The section on the big ten major financial planning roadblocks is, by itself, worth the price of admission and invaluable for everyone. This book will guide you with practical advice not only on tax, investment, and estate planning but also in coordinating that with your own personal wish list for your next beginning."

-Ed Slott, CPA, founder of www.irahelp.com

"Baby boomers are reinventing retirement. In Today's Guide to Retirement Planning, financial advisers David Hays and Doug Hughes offer important guidelines for adults on the cusp of this unchartered territory. Throughout our working lives, we tend to focus on how much money we need to save for retirement. But little attention is given to how we will spend our time once we get there. David Hays offers some thoughtful questions to help preretirees envision their next chapter, how to pay for it, and how to adapt if plans change. It's essential reading for future retirees."

-Mary Beth Franklin, contributing editor, InvestmentNews

David Hays is the founder and president of Comprehensive Financial Consultants, Inc. (CFC). CFC was formed to deliver retirement income, tax, and estate planning services to individuals, families, and small businesses. In 2003, Comprehensive Financial Consultants Institutional (CFCI) was formed. CFCI is a SEC-registered investment advisor and gives the individual investor access to the institutional way of investing. David hosts a weekly radio show Your Money with David Hays on 96.1 FM and 1370 AM WGCL. Your Money with David Hays can also be heard online. Along with his coauthor, Douglas Hughes, David has taught retirement planning courses through Indiana University School of Continuing Studies and IVY Tech State College, along with Social Security Claiming Strategies to his community. He has been a guest speaker for a variety of local and national organizations, discussing economic and investment trends. David has assisted with and has been quoted in several newspapers and magazines, including the Wall Street Journal and Kiplinger's Personal Finance magazine and is a founding member of the Ed Slott Elite IRA Advisor Group.

Doug Hughes joined the Comprehensive Financial Consultants Team in May 2003 and is a partner and lead consultant with the firm. Doug's primary focus is assisting clients in building their investment portfolio in preparation for retirement. He also enjoys working with nonprofit organizations and local churches. In addition to working with his clients, Doug has been a panelist on several boards educating other financial consultants from across the country. Doug is an adjunct professor through the Indiana University's School for Public and Environmental Affairs (SPEA) and, along with David, has taught retirement planning courses at Indiana University and IVY Tech Community College. He is also a member of the Global Association of Risk Professionals.