Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Tapa blanda

""Mortgage Confidential" is like reading CliffNotes for Shakespeare's Hamlet....Reed breaks fown the lingo of the industry and provides good unbiased information that will help you ask the right questions and avoid getting snookered. If you don't want to be like a third of homeowners who don't know what type of loan they have, get this book." --Michelle Singletary, "Washington Post", nationally syndicated columnist "This consumer-oriented book is easy to understand, but, more important, it includes mortgage secrets not revealed elsewhere." --"Los Angeles Times" ""Mortgage Confidential" is like reading CliffNotes for Shakespeare's Hamlet....Reed breaks fown the lingo of the industry and provides good unbiased information that will help you ask the right questions and avoid getting snookered. If you don't want to be like a third of homeowners who don't know what type of loan they have, get this book." --Michelle Singletary, "Washington Post," nationally syndicated columnist "This consumer-oriented book is easy to understand, but, more important, it includes mortgage secrets not revealed elsewhere." --Los Angeles Times "Mortgage Confidential is like reading CliffNotes for Shakespeare's Hamlet....Reed breaks fown the lingo of the industry and provides good unbiased information that will help you ask the right questions and avoid getting snookered. If you don't want to be like a third of homeowners who don't know what type of loan they have, get this book." --Michelle Singletary, Washington Post, nationally syndicated columnist "The only people who should read Mortgage Confidential by mortgage broker David Reed are home buyers who want to avoid unnecessary mortgage fees, homeowners who want to refinance and save money, and real estate agents looking out for the best interests of their buyers.... This is one of the very few real estate books that cannot be recommended too highly. It is easy to understand, but, more importantly, it includes mortgage secrets not revealed elsewhere. On my scale of one to 10, this outstanding book rates an off-the-chart 12." --Robert Bruss, nationally syndicated real estate columnist "[Reed] gets better with each book he writes. You can read this book and laugh out loud while actually learning." --The Plain Dealer (Cleveland, OH) "This book provides the roadmap to steering clear of certain traps of the mortgage game." --Sunday Star-Ledger (Newark, NJ) "[Reed] gets better with each book he writes. You can read this book and laugh out loud while actually learning." --"The Plain Dealer "(Cleveland, OH) "This book provides the roadmap to steering clear of certain traps of the mortgage game." --"Sunday Star-Ledger" (Newark, NJ) "The only people who should read "Mortgage Confidential" by mortgage broker David Reed are home buyers who want to avoid unnecessary mortgage fees, homeowners who want to refinance and save money, and real estate agents looking out for the best interests of their buyers.... This is one of the very few real estate books that cannot be recommended too highly. It is easy to understand, but, more importantly, it includes mortgage secrets not revealed elsewhere. On my scale of one to 10, this outstanding book rates an off-the-chart 12." --Robert Bruss, nationally syndicated real estate columnist "The only people who should read "Mortgage Confidential" by mortgage broker David Reed are home buyers who want to avoid unnecessary mortgage fees, homeowners who want to refinance and save money, and real estate agents looking out for the best interests of their buyers.... This is one of the very few real estate books that cannot be recommended too highly. It is easy to understand, but, more importantly, it includes mortgage secrets not revealed elsewhere. On my scale of one to 10, this outstanding book rates an off-the-chart 12." --Robert Bruss, nationally syndicated real estate columnist "[Reed] gets better with each book he writes. You can read this book and laugh out loud while actually learning." --"The Plain Dealer "(Cleveland, OH) "This book provides the roadmap to steering clear of certain traps of the mortgage game." --"Sunday Star-Ledger" (Newark, NJ) "The only people who should read Mortgage Confidential by mortgage broker David Reed are home buyers who want to avoid unnecessary mortgage fees, homeowners who want to refinance and save money, and real estate agents looking out for the best interests of their buyers.... This is one of the very few real estate books that cannot be recommended too highly. It is easy to understand, but, more importantly, it includes mortgage secrets not revealed elsewhere. On my scale of one to 10, this outstanding book rates an off-the-chart 12." ---Robert Bruss, nationally syndicated real estate columnist """An indispensable guide to answer any question imaginable when you're buying a home or other property. If you own your own business, have had credit trouble or just want to learn more about the amazing array of current real estate mortgage products, Mortgages 101 can help."" -- Bookpage ""Reed follows the question-and-answer format and covers just about every issue that can come up, from how much to put down to the various types of mortgages available. Perhaps the best thing Mr. Reed does is explain, simply, how banks determine your creditworthiness."" -- New York Times ""On my scale of 1 to 10, this outstanding home-mortgage book rates an off-the-chart 12."" -- Robert J. Bruss, Inman News Service ""Reed, an experienced loan officer and columnist for Realty Times, offers an easy-to-digest look at the world of mortgages. [He] writes in a straightforward, conversational tone and offers appropriate cautions."" -- Publishers Weekly ""With consumer-friendly language and an easygoing tone, Reed answers over 250 common, yet critical borrower questions...Give this book to any potential customer -- first-time buyers, move-ups, and experienced homeowners alike -- and they will come back to you more informed and confident in their mortgage proceedings."" -- Mortgage Originator magazine" "The greatest service Reed provides is acting as an interpreter." Mortgage Confidential" is like reading the Cliff's Notes for "Hamlet," You shouldn't substitute the notes for actually reading the play, but reading the notes beforehand can help you understand the language. You feel less intimidated.... If you don't want to be like a third of homeowners who don't know what type of loans they have, get a copy of this book." -Michelle Singletary, "Washington Post" "[Reed] gets better with each book he writes. You can read this book and laugh out loud while actually learning." -"The Plain Dealer "(Cleveland) "This book provides the roadmap to steering clear of certain traps of the mortgage game." -"Sunday Star-Ledger" (Newark) "Get a copy of this book." -Michelle Singletary, "Washington Post"

"Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to:

* qualify for a larger loan

* avoid credit repair scams

* complete the loan application to maximize the chances of approval

* pay zero closing costs

* avoid origination charges

* determine whether paying ""points"" can save them money

* know when a loan officer is lying

* identify a ""rip-off"" loan program

* and more!

Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs."