Financial Fresh Start: Your Five-Step Plan for Adapting and Prospering in the New Economy - Tapa dura

From depleted retirement accounts to underwater homes, it’s been gloomy news for years. But the picture will get much brighter for those who take advantage of the laws and reforms enacted in the wake of the banking, real estate, and economic meltdown. The Dodd-Frank Act. The Making Home Affordable Program. The Consumer Financial Protection Bureau. These are just a few examples of the significant but little-understood changes that offer people an unprecedented chance to set things right with their credit, savings and investments, employment, housing, retirement and more.

Financial Fresh Start explains it all—simplifying the complicated reforms and motivating readers to shake off their malaise and radically improve their long-term financial prospects. Written by a dynamic author with a unique blend of legal, financial, and real estate expertise, the book’s big-picture lens spans the spectrum of money matters, and delivers clear, actionable answers to questions such as:

· How can you repair your credit quickly and avoid high finance costs?

· What are the safest places for saving and investing?

· Can you legally avoid repaying what you owe?

· Will your home ever be worth what you paid for it?

· Is there life after foreclosure?

· Are you missing out on programs that can put money in your pockets?

· Is it possible to make up for recent losses and still retire on time?

· And more

Big corporations and the mega-wealthy have professionals to keep them abreast of the latest regulations. Now, everyday people can learn what the new rules really mean to them with the expert guidance and practical solutions in Financial Fresh Start.

ADVANCE PRAISE FOR FINANCIAL FRESH START:

“Financial Fresh Start should be read in every household throughout America! As we turn the chapter to a brighter financial future, it is important that we as consumers not only remember the lessons learned in the last few years but also focus on how WE are rebuilding our financial future. This book is your guide to kick-starting the changes you have been waiting for.”— Raven Liberty, radio talk show host and foreclosure defense attorney

“For the millions of Americans now emerging from the wreckage of the nation’s crumbled economy, there is immediate value in Shari Olefson’s clear-eyed wisdom on how success in securing your legal rights can lead to success in restoring your financial well-being.”— David S. Udell, Executive Director of the National Center for Access to Justice and professor at Cardozo School of Law

“In today’s environment, every American can use help in the areas covered by Financial Fresh Start. Shari Olefson is a powerful, articulate voice, delivering concrete suggestions with tangible results.”— Jacey Birch, television news anchor, WPLG News Channel 10

“Financial Fresh Start is a must-read for anyone seeking to understand today’s financial, housing, economic, cultural, and political issues and to developing a plan to rebuild their financial health. I recommend her book to anyone seeking sound financial guidance and a plan for ensuring a strong future.”— Stephen Weiss, Senior Vice-President, Foreclosure Response Team

“Life moves at one speed and in one direction but not our modern economy. As American families have experienced in the past decade, the economy can rush forward, lifting spirits and finances, only to crash, leaving bank accounts and credit scores in shambles. The response to the Great Recession has created new rules and regulations, but those don’t replace common sense and individual responsibility. Shari Olefson captures the challenges and opportunities to reset and reignite your own prosperity with Financial Fresh Start.”— Tom Hudson, co-anchor and Managing Editor, Nightly Business Report

“Shari Olefson excels at every level in making us smarter consumers and citizens as we face the unknown of turbulent markets and economic conditions.”— Dan Raviv, National Correspondent, CBS News Radio Network