Benefits, Costs, and Cycles in Workers’ Compensation: 9 (Huebner International Series on Risk, Insurance and Economic Security) - Tapa blanda

 
9789401074766: Benefits, Costs, and Cycles in Workers’ Compensation: 9 (Huebner International Series on Risk, Insurance and Economic Security)
Tapa blanda
ISBN 10: 9401074763 ISBN 13: 9789401074766
Editorial: Springer, 2011

Sinopsis

Workers’ compensation insurance presents a set of institutional charac­ teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis­ lative body sets the benefits. and a government agency prescribes the in­ surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property­ casualty insurance companies. Workers’ compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers’ compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988).

"Sinopsis" puede pertenecer a otra edición de este libro.

Reseña del editor

Workers' compensation insurance presents a set of institutional charac­ teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis­ lative body sets the benefits. and a government agency prescribes the in­ surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property­ casualty insurance companies. Workers' compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers' compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988).

"Sobre este título" puede pertenecer a otra edición de este libro.

Editorial
Springer
Año de publicación
2011
Idioma
Inglés
ISBN 10 
9401074763
ISBN 13 
9789401074766
Encuadernación
Tapa blanda
Número de páginas
208
Editor
Borba Philip S., Appel David
Contacto del fabricante
no disponible
Persona responsable
CMN Printpool Inh. Mathis Neumann
https://www.also.com/ec/cms5/en_6000/6000/index.jsp

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Hamburg
Alemania

Otras ediciones populares con el mismo título

9780792390374: Benefits, Costs, and Cycles in Workers' Compensation: 9 (Huebner International Series on Risk, Insurance and Economic Security)

Edición Destacada

ISBN 10:  0792390377 ISBN 13:  9780792390374
Editorial: Springer, 1990
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