The Master Letter Writer; Including the 500 Master Business Letters; The New Science of Successful Letter Writing

 
9781234086190: The Master Letter Writer; Including the 500 Master Business Letters; The New Science of Successful Letter Writing
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U S Government; Davison, Emil Bayard
ISBN 10: 1234086190 ISBN 13: 9781234086190
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Descripción No binding. Estado de conservación: New. This item is printed on demand. Original publisher: Washington, D. C. : U. S. Department of Labor, Employee Benefits Security Administration, 2004 OCLC Number: (OCoLC)247132355 Subject: Health insurance -- United States. Excerpt: . . . the take-up equation of each partner. Price may be endogenous for two reasons. If workers select into jobs because of strong preferences for health insurance, their response to the price of 13 insurance will not reflect that of the typical employee. In addition, price may be set by employers according to the preferences of their employees, as discussed above. Because price is available only for employees who elect coverage, we use a regression-based 14 method to impute the out-of-pocket premium for non-takers. We first estimate a reduced form take-up equation, excluding the premium, among employees who are offered health insurance and 15 generate the inverse Mills ratio ( ). We then estimate among takers the out-of-pocket premium 16 and cost sharing equations, including to control for differences between takers and non-takers. Using estimated parameters from this second step, we impute the premium for both takers and non-17 takers excluding from the imputation. We exclude because we expect price to be related to the 18 take-up decision and is used as a regressor to estimate price. Because we focus on married probit. Signs and significance levels of the estimated parameters were comparable to our maximum-likelihood estimates. 13 For the same reason, wage may also be endogenous to the take-up decision. We refrain from treating it as such because of the number of other endogenous variables in our estimation and because it is not the major focus of our investigation. 14 Hot deck imputation does not take into account differences in the unobservables that may determine election of coverage. See Blumberg et al ( 2002 ); also see Marquis and Louis ( 2002 ) for imputation of premiums for employers not offering insurance. 15 We include individual characteristi. . . This item ships from La Vergne,TN. unknown. Nº de ref. de la librería 9781234086190

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