Fair Lending Compliance: Intelligence and Implications for Credit Risk Management (Wiley and SAS Business Series)

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9780470167762: Fair Lending Compliance: Intelligence and Implications for Credit Risk Management (Wiley and SAS Business Series)
Reseña del editor:

Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management "Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood "Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk." --Frank A. Hirsch Jr., Nelson Mullins Riley & Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. "This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans." --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution "[Fair Lending Compliance]...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America's emerging domestic markets." --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae '09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill

Biografía del autor:

Clark Abrahams is the Director for Fair Banking at SAS, where he leads business and product development. He has over thirty years of experience in the financial services industry, at corporations including Bank of Americaand Fair Isaac Corporation. Mingyuan Zhang is Solutions Architect for SAS Financial Services. Over the last 10 years with SAS Institute, he has successfully developed and implemented many economic forecasting, data mining, and financial risk management solutions for various industries. Prior to joining SAS, he served as an economic and financial analyst for a leading telecommunicationsconsulting firm.

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Abrahams, Clark R.; Zhang, Mingyuan
Editorial: Wiley (2008)
ISBN 10: 0470167769 ISBN 13: 9780470167762
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Descripción Wiley, 2008. Hardcover. Estado de conservación: New. HARDCOVER, BRAND NEW, Perfect Shape, No Remainder Mark,Fast Shipping With Online Tracking, International Orders shipped Global Priority Air Mail, All orders handled with care and shipped promptly in secure packaging, we ship Mon-Sat and send shipment confirmation emails. Our customer service is friendly, we answer emails fast, accept returns and work hard to deliver 100% Customer Satisfaction!. Nº de ref. de la librería 9042206

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Descripción John Wiley and Sons Ltd, United Kingdom, 2008. Hardback. Estado de conservación: New. 256 x 178 mm. Language: English . Brand New Book. Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written. --The Honorable Rodney E. Hood Abrahams and Zhang s timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk. --Frank A. Hirsch Jr., Nelson Mullins Riley Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans. --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution [Fair Lending Compliance].provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America s emerging domestic markets. --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae 09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill. Nº de ref. de la librería AAH9780470167762

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Clark R. Abrahams, Mingyuan Zhang
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Descripción John Wiley and Sons Ltd, United Kingdom, 2008. Hardback. Estado de conservación: New. 256 x 178 mm. Language: English . Brand New Book. Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written. --The Honorable Rodney E. Hood Abrahams and Zhang s timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk. --Frank A. Hirsch Jr., Nelson Mullins Riley Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans. --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution [Fair Lending Compliance].provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America s emerging domestic markets. --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae 09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill. Nº de ref. de la librería AAH9780470167762

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Clark R. Abrahams, Mingyuan Zhang
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Descripción Wiley, 2008. Hardcover. Estado de conservación: New. 1. Nº de ref. de la librería DADAX0470167769

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Descripción 2007. Hardcover. Estado de conservación: New. 1st. 187mm x 32mm x 259mm. Hardcover. Praise forFair Lending ComplianceIntelligence and Implications for Credit Risk Management"Brilliant and informative. An in-depth look at innovative approaches to credit risk managemen.Shipping may be from multiple locations in the US or from the UK, depending on stock availability. 357 pages. 0.816. Nº de ref. de la librería 9780470167762

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Descripción John Wiley & Sons Inc, 2007. Hardcover. Estado de conservación: Brand New. 1st edition. 384 pages. 10.25x7.00x1.00 inches. In Stock. Nº de ref. de la librería __0470167769

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